San Luis Obispo County property record for 2885 Elderberry Ln, Avila Beach, CA 93424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 2009 |
| Lot Size | 0.113 acres (4,925 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Apr 2009) |
| Tax Bill | $12,406 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-164-032 |
| Primary APN | 076-164-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Wood |
| Lot Area | 4,925 sqft (0.113 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2885 ELDERBERRY LN |
|---|---|
| City | AVILA BEACH |
| State | CA |
| Zip | 93424-3566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TR 2149-2 LT 180 |
| Legal Subdivision | TRACT 2149 UN 02 |
| Legal Tract | 2149-2 |
| Legal Block | 3 |
| Legal Lot Number | 180 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | SAN LUIS OBISPO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11600 |
2885 Elderberry Ln is owned and occupied by two individuals who acquired it in December 2012.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2507, AVILA BEACH, CA 93424-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2009 · Amount on File |
| Deed Sale | Apr 2, 2009 · Amount on File |
| Prior Sale | May 17, 2006 |
| Deed Document Number | 200916015 |
| Last Transfer Date | Dec 11, 2012 |
| Transfer Doc | 0000074288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2885 ELDERBERRY LN, AVILA BEACH, CA 93424-3566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040365 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020040365 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | MARINE CITY, MI 48039 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2885 ELDERBERRY LN, AVILA BEACH, CA 93424-3566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2507, AVILA BEACH, CA 93424-2507 |
| Document Number | 0000065094 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020065094 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2885 Elderberry Ln was $12,406 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,155,250 (+2%) Land $656,753 Building $498,497 | |
| 2025 | $12,406.00 Homeowner's exemption | $1,132,599 Land $643,876 Building $488,723 |
| 2023 | $11,972.00 (+6.7%) Homeowner's exemption | $1,088,621 Land $618,874 Building $469,747 |
| 2022 | $11,220.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2885 Elderberry Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1978–2023) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2885 Elderberry Ln is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 62% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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