2885 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2885 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,344 sqft · built 1995
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Jul 2015)
Tax Bill$2,084 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN004-450-005-0000

Property Details

APN / Parcel Number

Primary APN004-450-005-0000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,344 sqft Building Perimeter
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area22,216 sqft (0.51 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2885 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-7622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-740 P-294 243 2885 E HIGGINS LK DR LOT 5 OAK GROVE SUBD.
Legal SubdivisionOAK GROVE SUB
Legal Lot Number5
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1087
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2015 · Amount on Record
Deed SaleJul 20, 2015 · Amount on Record
Prior SaleJun 2, 2014 · Amount on Record
Deed Book / Page1151 / 2038
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address2885 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7622
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1174/2611
DateDec 21, 2020
Book Page1174/2611
Instrument202000009701
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,100 (+63.5%)$282,200 (+63.5%)
2025$2,084.00
2023$86,300$172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Higgins Lake Dr

Nearby Streets

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