2867 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2867 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1982
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Mar 2024)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Aug 2021 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-450-004-0000`

Property Details

APN / Parcel Number

Primary APN	`004-450-004-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	900 sqft Building Perimeter
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	22,216 sqft (0.51 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2867 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-7622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1035 P-2038 (L-982P-2563&L-767 P-131) 243 L-1048 P-1459 LOT 4 OAK GROVE SUBD. 2867 E HIGGINS LK DR
Legal Subdivision	OAK GROVE SUB
Legal Lot Number	4
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1087
Census Tract	970401

Owner

Source: Roscommon County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	974 N PROSPECT RD, YPSILANTI, MI 48198-3041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer
May 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE
Aug 30, 2018	Warranty Deed, Transfer UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	20241662
Deed Book / Page	1186 / 1883
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 6, 2021
Property Address	2867 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7622
Document Number	01177/2039
Book / Page	1177 / 2039
Instrument Date	Aug 5, 2021
Instrument	202100007270
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 N PROSPECT RD, YPSILANTI, MI 48198-3041

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 19, 2020
Property Address	2867 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7622
Document Number	01172/1590
Book / Page	1172 / 1590
Instrument Date	May 15, 2020
Instrument	202000003256
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 GEORGE ST APT 4, 4, ROSCOMMON, MI 48653-8361

Mortgage

Document Number	01172/1591
Date	May 19, 2020
Book Page	1172/1591
Instrument	202000003257

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Aug 30, 2018
Property Address	2867 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7622
Document Number	01166/2647
Book / Page	1166 / 2647
Instrument Date	Aug 24, 2018
Instrument	201800006595
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11766 N STEELE RD, ROSCOMMON, MI 48653-9612

Mortgage

Document Number	0000001166/0000002648
Date	Aug 30, 2018
Book Page	0000001166/0000002648
Instrument	201800006596

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,700 (+58.21%)	$173,400 (+58.21%)
2025	$2,501.00
2023		$54,800	$109,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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