2885 Bailey Cobb Rd, Palmyra, TN 37142 Property Records

Montgomery County property record for 2885 Bailey Cobb Rd, Palmyra, TN 37142

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,106 sqft · built 2021
Lot Size	25.9 acres (1,132,124 sqft)
Owner	Individual Name on File
Last Sale	$877,000 (Dec 2023)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140 1.01`

Property Details

APN / Parcel Number

Primary APN	`140 1.01`
Alternative APNs	`140 00101 000` `67546`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,106 sqft Living Area
1st Floor Area	1,984 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,132,124 sqft (25.9 acres)
Garage Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2885 BAILEY COBB RD
City	PALMYRA
State	TN
Zip	37142-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	QC IN V1188-1250, AC RED IN V1188-1256 T-08 OWNERSHIP OK BY JULIE RUNYON. REMOVED FROM GB T-08; AC RED V1364-238 T-11
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	1
Census Block	1047
Census Tract	101701

Owner

2885 Bailey Cobb Rd is owned and occupied by an individual who bought it in December 2023.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2885 BAILEY COBB RD, PALMYRA, TN 37142-2214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 29, 2023	Warranty Deed, Transfer FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC
Sep 6, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	20231446689
Deed Book / Page	2342 / 2281
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2885 BAILEY COBB RD, PALMYRA, TN 37142-2214
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	NOT AVAILABLE, TRANSFORMATION T&E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02289/1148
Date	Apr 3, 2023
Book Page	2289/1148
Instrument	1418293

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 29, 2023
Property Address	2885 BAILEY COBB RD, PALMYRA, TN 37142-2214
Document Number	02342/2281
Book / Page	2342 / 2281
Instrument Date	Dec 27, 2023
Instrument	1446689
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$3,244.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 BAILEY COBB RD, PALMYRA, TN 37142-2214

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Sep 6, 2019
Property Address	2885 BAILEY COBB RD, PALMYRA, TN 37142-2214
Document Number	0001222535
Book / Page	001908 / 000504
Instrument Date	Aug 22, 2019
Instrument	1222535
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 BAILEY COBB RD PALMYRA TN 371422214, PALMYRA, TN 37142-2214

Tax Assessment & Valuation

The 2025 property tax bill for 2885 Bailey Cobb Rd was $3,431.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,431.00	$163,388 (-)	$653,551 (-) Land $281,000 Building $372,551
2024	$3,431.00 (+4.86%)	$163,388 (+1,798.54%)	$653,551 (+502.35%) Land $281,000 Building $372,551
2023	$3,272.00 (+1,173.15%)	$8,606 (-)	$108,500 (-) Land $108,500
2022	$257.00	$8,606	$108,500 Land $108,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2885 Bailey Cobb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2885 Bailey Cobb Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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