2875 Bailey Cobb Rd, Palmyra, TN 37142 Property Records

Montgomery County property record for 2875 Bailey Cobb Rd, Palmyra, TN 37142

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,412 sqft · built 2020
Lot Size	20.1 acres (879,041 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Jan 2024)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`140 1.06`

Property Details

APN / Parcel Number

Primary APN	`140 1.06`
Alternative APNs	`140 00106 000` `67550`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,412 sqft Living Area
1st Floor Area	1,806 sqft
Upper Floors Area	782 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	879,041 sqft (20.1 acres)
Garage Type	Attached
Garage Area	630 sqft
Porch	Slab
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2875 BAILEY COBB RD
City	PALMYRA
State	TN
Zip	37142-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	DIVORCE DV-14-416 PCL IS A SELL OFF FROM 140-1.01 T-11; QUALIFIES 88-132 FOR GB T-13
Jurisdiction	MONTGOMERY TN
Township / Civil Division	6
Census Block Group	1
Census Block	1047
Census Tract	101701

Owner

Source: Montgomery County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
May 4, 2020	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Apr 6, 2020	Deed of Trust, Mortgage · VA Mortgage ALTRA FCU
May 31, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ALTRA FCU
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	20241447607
Deed Book / Page	2344 / 836
Prior Transfer Date	Dec 3, 2015
Prior Transfer Doc	0001067218
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 10, 2024
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Document Number	002344/836
Book / Page	2344 / 836
Instrument Date	Jan 9, 2024
Instrument	1447607
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	MASSEY TITLE AND ESCROW LLC, MASSEY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,607.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214

Mortgage

Document Number	0001447608
Date	Jan 10, 2024
Instrument	1447608

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02193/2083
Date	Mar 4, 2022
Book Page	2193/2083
Instrument	1366746

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1967/980
Date	May 4, 2020
Book Page	1967/980
Instrument	1254327

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1960/676
Date	Apr 6, 2020
Book Page	1960/676
Instrument	1250774

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TN
Recording Date	May 31, 2019
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Book / Page	001884 / 001739
Instrument Date	May 30, 2019
Instrument	1209423
Transaction Type	Construction Loan
Record Updated	Jun 18, 2019
Title Company	TENNESSEE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1425 ADDISON DR CLARKSVILLE TN 370428761, CLARKSVILLE, TN 37042-8761

Mortgage

Document Number	0001209423
Date	May 31, 2019
Book Page	001884/001739
Instrument	1209423

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 30, 2020

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 16, 2018
Property Address	2875 BAILEY COBB RD, PALMYRA, TN 37142-2214
Document Number	1799/1016
Book / Page	1799 / 1016
Instrument Date	Mar 16, 2018
Instrument	1157306
Transaction Type	Transfer
Record Updated	Apr 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 ADDISON DR, CLARKSVILLE, TN 37042-8761

Mortgage

Document Number	1799/1018
Date	Mar 16, 2018
Book Page	1799/1018
Instrument	1157307

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2021

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (+4.31%)	$190,247 (-15.61%)	$760,989 (-15.61%) Land $231,500 Building $529,489
2024	$3,830.00 (+47.08%)	$225,450 (+158.86%)	$901,800 (+158.86%) Land $231,500 Building $670,300
2023	$2,604.00	$87,093 (-)
2022	$2,604.00	$87,093	$348,371 Land $52,871 Building $295,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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