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2884 Sandy Cay St, Clermont, FL 34711 Property Records

Lake County property record for 2884 Sandy Cay St, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,206 sqft · built 2014
Lot Size0.231 acres (10,080 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Feb 2024)
Tax Bill$7,165 (2024)
Deeds & MortgagesFeb 2024 Sale
Apr 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-23-26-0100-000-12600

Property Details

APN / Parcel Number

Primary APN03-23-26-0100-000-12600
Alternative APNs
  • 262303010000012600
  • 3864625

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,206 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,206 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area10,080 sqft (0.231 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area253 sqft
PorchFinished/Open Porch
Porch Area175 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3864625
Street Address2884 SANDY CAY ST
CityCLERMONT
StateFL
Zip34711-5458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHERITAGE HILLS PHASE 1 PB 62 PG 6-10 LOT 126 ORB 6289 PG 958
Legal Range26E
Legal Township23S
Legal Section3
Legal SubdivisionHERITAGE HILLS PHASE 1
Legal TractA-H,J-O,R,
Legal Block1
Legal Lot Number126
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1018
Census Tract31306

Owner

2884 Sandy Cay St is owned by two individuals who bought it in February 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address84 GANSEVOORT BLVD, STATEN ISLAND, NY 10314-4026
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Apr 5, 2019Warranty Deed, Transfer
INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC
May 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on File
Deed SaleFeb 27, 2024 · Amount on File
Prior SaleApr 5, 2019 · Amount on File
Deed Document Number202421734
Deed Book / Page6289 / 958
Prior Transfer DateMay 9, 2018
Prior Transfer Doc0051140049
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 27, 2024
Property Address2884 SANDY CAY ST, CLERMONT, FL 34711-5458
Document Number0062890958
Book / Page6289 / 958
Map ReferenceMB 62 PG 6-10
Instrument DateFeb 22, 2024
Instrument2024021734
Transaction TypeTransfer
Record UpdatedMar 14, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
Tax$3,465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address963 VINEYARD RIDGE RD, MINNEOLA, FL 34715-6117

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 GANSEVOORT BLVD, STATEN ISLAND, NY 10314-4026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 5, 2019
Property Address2884 SANDY CAY ST, CLERMONT, FL 34711-5458
Document Number0052600129
Book / Page005260 / 000129
Instrument DateMar 29, 2019
Instrument37678
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC

Transaction

AmountAmount on Record
Tax$2,380.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16650 CARAVAGGIO LOOP MONTVERDE FL 347563707, MONTVERDE, FL 34756-3707

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateMay 23, 2018
Property Address2884 SANDY CAY ST, CLERMONT, FL 34711-5458
Document Number0051140049
Book / Page005114 / 000049
Instrument DateMay 9, 2018
Instrument59923
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2884 SANDY CAY ST CLERMONT FL 347115458, CLERMONT, FL 34711-5458

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$450,249 (-0.06%) Land $150,000 Building $300,249$450,249 (-0.06%) Land $150,000 Building $300,249
2025$450,508 Land $150,000 Building $300,508$450,508 Land $150,000 Building $300,508
2024$7,165.00 (+10.1%)
2023$6,508.00 (+9.58%)$392,627 (+10.12%)$392,627 (+10.12%) Land $100,000 Building $292,627
2022$5,939.00$356,536$356,536 Land $64,500 Building $292,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2884 Sandy Cay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2884 Sandy Cay St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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