2879 Sandy Cay St, Clermont, FL 34711 Property Records

Lake County property record for 2879 Sandy Cay St, Clermont, FL 34711 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	3,279 sqft Living Area
Lot Size	9,079 sqft (0.208 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2016)
Tax Bill	$5,092.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-23-26-0100-000-12000`
Alternative APNs	`262303010000012000` `3864619`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,279 sqft Living Area
Gross Area	3,849 sqft Gross Area
1st Floor	3,019 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	9,079 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	570 sqft Garage
Porch Area	370 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3864619
Street Address	2879 SANDY CAY ST
City	CLERMONT
State	FL
Zip	34711-5459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERITAGE HILLS PHASE 1 PB 62 PG 6-10 LOT 120 ORB 4675 PG 1272 ORB 4829 PG 2279
Legal Range	26E
Legal Township	23S
Legal Section	3
Legal Subdivision	HERITAGE HILLS PHASE 1
Legal Tract	A-H,J-O,R,
Legal Block	1
Legal Lot Number	120
Jurisdiction	LAKE FL
Minor Civil Division	CLERMONT
Census Blockgroup	1
Census Block	1014
Census Tract	31306

Owner

Source: Lake County records · APN 03-23-26-0100-000-12000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2879 SANDY CAY ST, CLERMONT, FL 34711-5459
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Prior Sale	Sep 04, 2015 · Amount on Record
Deed Book / Page	4829 / 2279
Last Transfer Date	Aug 26, 2016
Transfer Doc	0048292279
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2879 SANDY CAY ST, CLERMONT, FL 34711-5459
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055601578
Date	Oct 12, 2020
Book Page	5560/1578
Instrument	2020113442

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,400 (+2.9%)	$500,795 (-) Land $150,000 Building $350,795
2025		$349,280 (+5.98%) Land $150,000 Building $199,280	$500,795 (+14.41%) Land $150,000 Building $350,795
2024	$5,092.00 (+1.84%)
2023	$5,000.00 (+3.01%) Homeowner's exemption	$329,560 (+3%)	$437,729 (+8.83%) Land $100,000 Building $337,729
2022	$4,854.00 Homeowner's exemption	$319,970	$402,229 Land $64,500 Building $337,729

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.