28837 Stormcloud Pass, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28837 Stormcloud Pass, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,968 sqft · built 1999
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$469,900 (Aug 2022)
Tax Bill$3,838 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-26-20-0210-00300-0160

Property Details

APN / Parcel Number

Primary APN31-26-20-0210-00300-0160
Alternative APNs
  • 2026310210003000160
  • 0582907

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,968 sqft Living Area
Gross Area2,348 sqft
1st Floor Area1,936 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area380 sqft
DrivewayConcrete Driveway
Driveway Area488 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address28837 STORMCLOUD PASS
CityWESLEY CHAPEL
StateFL
Zip33543-6427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMEADOW POINTE PARCEL 5 UNIT 4B PB 36 PGS 32-36 LOT 16 BLOCK 3
Legal Range20E
Legal Township26S
Legal Section31
Legal SubdivisionMEADOW POINTE PARCEL 5
Legal Tract210
Legal Block3
Legal Lot Number16
Legal Unit4B
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1022
Census Tract32112

Owner

Source: Pasco County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Mar 18, 2022Warranty Deed, Transfer
MILLENNIAL TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleMar 18, 2022 · Amount on Record
Deed Document Number2022180916
Deed Book / Page10673 / 816
Prior Transfer DateSep 9, 2015
Prior Transfer Doc0092622295
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427

Mortgage

Document Number0113332017
DateDec 16, 2025
Book Page11333/2017
Instrument2025235255
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueDec 15, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 16, 2022
Property Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
Document Number0106730816
Book / Page10673 / 816
Map ReferenceMB 36 PG 32-36
Instrument DateAug 11, 2022
Instrument2022180916
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyMILLENNIAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,289.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18828 CRESCENT RD, 18828, ODESSA, FL 33556-4404

Transferred To (Grantee/Buyer)

NameVerified Name
Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427

Mortgage

Document Number0010673818
DateAug 16, 2022
Instrument10673/818
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMar 18, 2022
Property Address28837 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
Document Number0105751530
Book / Page10575 / 1530
Map ReferenceMB 36 PG 32-36
Instrument DateMar 16, 2022
Instrument2022064834
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyMILLENNIAL TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address180 WILDERNESS TRL, 180, CRESCENT CITY, FL 32112-5046

Transferred To (Grantee/Buyer)

NameVerified Name
Address18828 CRESCENT RD, ODESSA, FL 33556-4404

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,960 (+2.9%)$328,455 (-0.21%) Land $69,168 Building $259,287
2025$3,838.00 (+2.02%) Homeowner's exemption$205,020 (+5.98%) Land $69,168 Building $135,852$329,161 (-5.45%) Land $69,168 Building $259,993
2024$3,762.00 (+3.1%)
2023$3,649.00 (-36.25%) Additional exemption filed$193,451 (-34.92%) Land $62,898 Building $130,553$348,121 (+17.11%) Land $62,898 Building $285,223
2022$5,724.00$297,272 Land $52,602 Building $244,670$297,272 Land $52,602 Building $244,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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