28831 Stormcloud Pass, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28831 Stormcloud Pass, Wesley Chapel, FL 33543

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,381 sqft · built 1999
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$118,900 (Jul 1999)
Tax Bill$3,123 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-26-20-0210-00300-0170

Property Details

APN / Parcel Number

Primary APN31-26-20-0210-00300-0170
Alternative APNs
  • 2026310210003000170
  • 0582908

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,381 sqft Living Area
Gross Area2,781 sqft
1st Floor Area1,837 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area485 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area667 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address28831 STORMCLOUD PASS
CityWESLEY CHAPEL
StateFL
Zip33543-6427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMEADOW POINTE PARCEL 5 UNIT 4B PB 36 PGS 32-36 LOT 17 BLK 3 OR 4655 PG 712 * OR 6820 PG 692
Legal Range20E
Legal Township26S
Legal Section31
Legal SubdivisionMEADOW POINTE PARCEL 5
Legal Tract210
Legal Block3
Legal Lot Number17
Legal Unit4B
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1022
Census Tract32112

Owner

28831 Stormcloud Pass is owned and occupied by two individuals who acquired it in January 2006.

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28831 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 13, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 1999 · Amount on File
Deed SaleJul 6, 1999 · Amount on File
Deed Book / Page4183 / 950
Last Transfer DateJan 10, 2006
Transfer Doc0068200692
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address28831 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28831 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427

Mortgage

Document Number0104890367
DateNov 18, 2021
Book Page10489/367
Instrument2021250569
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address28831 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6427
Document Number0100583028
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanySUNDIAL TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28831 STORMCLOUD PASS WESLEY CHAPEL FL 335436427, WESLEY CHAPEL, FL 33543-6427

Mortgage

Document Number0100583028
DateFeb 25, 2020
Book Page010058/003028
Instrument32552
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28831 Stormcloud Pass was $3,123 with a homeowner's exemption, up 2% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,220 (+2.9%)$343,489 (-0.21%) Land $69,168 Building $274,321
2025$3,123.00 (+2.03%) Homeowner's exemption$162,510 Land $69,168 Building $93,342$344,217 Land $69,168 Building $275,049
2024$3,061.00 (+2.99%)
2023$2,972.00 (+8.07%) Additional exemption filed$153,330 (+3%) Land $62,898 Building $90,432$364,682 (+17.14%) Land $62,898 Building $301,784
2022$2,750.00 Homeowner's exemption$148,870 Land $52,602 Building $96,268$311,319 Land $52,602 Building $258,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28831 Stormcloud Pass in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 50 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims3 (2022–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28831 Stormcloud Pass is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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