28836 State St, Eldorado (West Union), IA 52175 Property Records

Fayette County property record for 28836 State St, Eldorado, IA 52175

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,389 sqft · built 1925
Lot Size	0.38 acres (16,589 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2019)
Tax Bill	$1,644 (2024)
Deeds & Mortgages	Jun 2018 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0318129013`

Property Details

APN / Parcel Number

Primary APN	`0318129013`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,589 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	1,568 sqft
Parking Spaces	6 Parking Spaces
Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28836 STATE ST
City	ELDORADO
State	IA
Zip	52175-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE S 40' OF: COM SW COR BLK 5,ANDERSON'S & HELMER'S ADD TO ELDORADO TH E 8 RDS, TH S 10 RDS, TH W TO PUBLIC RD FROM ELDORADO
Legal Subdivision	HELMERS
Legal Block	5
Jurisdiction	FAYETTE IA
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1042
Census Tract	80600

Owner

Source: Fayette County records · APN 0318129013

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	28836 STATE ST, ELDORADO, IA 52175-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST COMPANY
Oct 01, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage BANK FIRST NATIONAL
Oct 03, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2019 · Amount on Record
Deed Sale	Oct 03, 2019 · Amount on Record
Prior Sale	Oct 03, 2019 · Amount on Record
Deed Document Number	2019/2860
Deed Book / Page	2019 / 2860
Last Transfer Date	Oct 01, 2021
Transfer Doc	02021/3599
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	28836 STATE ST, ELDORADO, IA 52175-9612
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001686
Date	Jun 18, 2018
Book Page	0000002018/0000001686
Instrument	000000001686

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	115 Months
Due	Jan 01, 2028

October 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	FAYETTE IA
Recording Date	Oct 01, 2021
Property Address	28836 STATE ST, ELDORADO, IA 52175-9612
Document Number	02021/3599
Book / Page	2021 / 3599
Instrument Date	Sep 24, 2021
Instrument	2021-3599
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	505 SOUTH ST, RIDGEWAY, IA 52165-7721

Mortgage

Document Number	02021/3600
Date	Oct 01, 2021
Book Page	2021/3600
Instrument	2021-3600

Lender

Name	BANK FIRST NATIONAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Oct 03, 2019
Property Address	28836 STATE ST, ELDORADO, IA 52175-9612
Document Number	2019/2860
Book / Page	2019 / 2860
Instrument Date	Oct 01, 2019
Instrument	2860
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12657 MAIN ST, ELDORADO, IA 52175-9607

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,330 (+14.58%) Land $10,690 Building $168,640	$179,330 (+14.58%) Land $10,690 Building $168,640
2024	$1,644.00 (+11.53%)
2023		$156,510 (+26.34%) Land $10,690 Building $145,820	$156,510 (+26.34%) Land $10,690 Building $145,820
2022	$1,474.00	$123,880 Land $8,900 Building $114,980
2021			$123,880 Land $8,900 Building $114,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), as of March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190650806001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ace Telephone Association Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130

May also be available: Hawkeye Telephone Company.

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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