28803 State St, Eldorado (West Union), IA 52175 Property Records

Fayette County property record for 28803 State St, Eldorado, IA 52175 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1918
Square Footage1,411 sqft Living Area
Lot Size13,529 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$107,000 (2019)
Tax Bill$1,266.00 (2024)

Property Details

APN / Parcel Number

Primary APN0318128003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,411 sqft Living Area
1st Floor988 sqft 1st Floor
Basement Area988 sqft Basement
Stories1 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1918
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,529 sqft (0.31 acres)
Depth X Width163 ft x 83 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area832 sqft Garage

Exterior Amenities

Shed1 Shed
Deck Area413 sqft Deck
PorchEnclosed Porch
Porch Area202 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address28803 STATE ST
CityELDORADO
StateIA
Zip52175-9610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description10 RDS E & W X 5 RDS N & S IN NE NW
JurisdictionFAYETTE IA
Minor Civil DivisionDOVER
Census Blockgroup1
Census Block1042
Census Tract80600

Owner

Source: Fayette County records · APN 0318128003

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28803 STATE ST, ELDORADO, IA 52175-9610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE CORP
Mar 27, 2017Deed of Trust, Mortgage · Closed End Mortgage
BANK 1ST
Jan 07, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
WINTRUST MORTGAGE
Mar 18, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
BARRINGTON BANK & TRUST CO NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 18, 2019 · Amount on Record
Deed SaleMar 18, 2019 · Amount on Record
Prior SaleJan 29, 2013 · Amount on Record
Deed Doc Number639
Deed Book / Page2019 / 639
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address28803 STATE ST, ELDORADO, IA 52175-9610
Transaction TypeMortgage
Record UpdatedOct 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/3007
DateAug 19, 2021
Book Page2021/3007
Instrument2021-3007
Lender
NameWINTRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address28803 STATE ST, ELDORADO, IA 52175-9610
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/0684
DateMar 27, 2017
Book Page2017/0684
Instrument20170684
Lender
NameBANK 1ST
TypeBank
AddressWEST UNION, IA 52175
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term62 Months
DueMay 25, 2022

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE IA
Property Address28803 STATE ST, ELDORADO, IA 52175-9610
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/79
DateJan 07, 2020
Book Page2020/79
Instrument79
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAYETTE IA
Recording DateMar 18, 2019
Property Address28803 STATE ST, ELDORADO, IA 52175-9610
Document Number2019/639
Book / Page2019 / 639
Instrument DateMar 12, 2019
Instrument639
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28803 STATE ST, ELDORADO, IA 52175-9610

Mortgage

Document Number002019/640
DateMar 18, 2019
Book Page2019/640
Instrument640
Lender
NameBARRINGTON BANK & TRUST CO NA
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Fayette County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyFayette County
Unified School DistrictNorth Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$151,540 (+15.33%) Land $8,530 Building $143,010$151,540 (+15.33%) Land $8,530 Building $143,010
2024$1,266.00 (+6.03%)
2023$131,400 (+24.69%) Land $8,530 Building $122,870$131,400 (+24.69%) Land $8,530 Building $122,870
2022$1,194.00 Homeowner's exemption$105,380 Land $7,110 Building $98,270
2021$105,380 Land $7,110 Building $98,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 49% of Iowa
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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