28828 San Bernard River Loop, Spring, TX 77386 Property Records

Montgomery County property record for 28828 San Bernard River Loop, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,430 sqft · built 2011
Lot Size0.141 acres (6,146 sqft)
Owner2 Individual Names on Record
Last Sale$129,900 (Jan 2011)
Tax Bill$4,078 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN3527-06-03700

Property Details

APN / Parcel Number

Primary APN3527-06-03700
Alternative APN
  • R407104

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area1,790 sqft
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,146 sqft (0.141 acres)
View / LotPrimary
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28828 SAN BERNARD RIVER LOOP
CitySPRING
StateTX
Zip77386-4138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 37
Legal SubdivisionCREEKSIDE VILLAGE 06
Legal Block1
Legal Lot Number37
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692008

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28828 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2011 · Amount on Record
Deed SaleJan 5, 2011 · Amount on Record
Deed Document Number20111185
Prior Transfer DateDec 31, 2010
Prior Transfer Doc0000001185
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Recording DateAug 18, 2026
Property Address28828 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138
Document Number0000088639
Instrument DateAug 11, 2026
Instrument202688639
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088639,
DateAug 18, 2026
Instrument202688639
Lender
NameGOODLEAP LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,514 (-7.59%) Land $33,742 Building $205,772$239,514 (-7.59%) Land $33,742 Building $205,772
2025$4,078.00 (+0.22%)$259,196 (+0.59%) Land $33,742 Building $225,454$259,196 (+0.59%) Land $33,742 Building $225,454
2024$4,069.00 (+449.12%)$257,671 (+23.39%) Land $33,742 Building $223,929$257,671 (-0.66%) Land $33,742 Building $223,929
2023$741.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$208,820 Land $33,740 Building $225,650$259,390 Land $33,740 Building $225,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCREEKSIDE VILLAGE
private · serves 2,277 people · EPA ID TX1700742
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on San Bernard River Loop

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