Montgomery County property record for 28814 San Bernard River Loop, Spring, TX 77386 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,430 sqft · built 2011 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,552 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3527-06-04100 |
| Primary APN | 3527-06-04100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,430 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28814 SAN BERNARD RIVER LOOP |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77386-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S352706 - CREEKSIDE VILLAGE 06, BLOCK 1, LOT 41 |
| Legal Subdivision | CREEKSIDE VILLAGE 06 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 692008 |
Source: Montgomery County records · APN 3527-06-04100
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28814 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jan 12, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2018 | Warranty Deed, Transfer CAPITAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 |
| Deed Sale | Apr 17, 2018 |
| Prior Sale | Mar 09, 2011 · Amount on Record |
| Deed Document Number | 201833909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 28, 2026 |
| Property Address | 28814 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138 |
| Document Number | 0000042623 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202642623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000042623, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202642623 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 28814 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002810 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017002810 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Apr 17, 2018 |
| Property Address | 28814 SAN BERNARD RIVER LOOP, SPRING, TX 77386-4138 |
| Document Number | 0000033909 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 33909 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2018 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28814 SAN BERNARD RIVER LOOP SPRING TX 773864138, SPRING, TX 77386-4138 |
Source: Montgomery County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $255,649 (+7.73%) Land $30,195 Building $225,454 | $255,649 (+0.6%) Land $30,195 Building $225,454 | |
| 2024 | $2,552.00 (+15.06%) Homeowner's exemption | $237,303 (+1%) Land $30,195 Building $223,929 | $254,124 (-0.67%) Land $30,195 Building $223,929 |
| 2023 | $2,218.00 Homeowner's exemption | $215,730 Land $30,200 Building $225,650 | $255,850 Land $30,200 Building $225,650 |
Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 72 individual NFIP policies nearby |
| Nearby Flood Policies | 72 in force |
| Wildfire Risk | Low above 20% of the US · above 6% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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