28817 Midnight Star Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28817 Midnight Star Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,607 sqft · built 1994
Lot Size	0.265 acres (11,551 sqft)
Owner	Owner Name on Record
Last Sale	$105,000 (Dec 1998)
Tax Bill	$2,759 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-26-20-0120-00700-0080`

Property Details

APN / Parcel Number

Primary APN	`31-26-20-0120-00700-0080`
Alternative APNs	`2026310120007000080` `0579507`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,607 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,551 sqft (0.265 acres)
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0579507
Old Parcel Number	2026310120007000080
Street Address	28817 MIDNIGHT STAR LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-6414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 8 BLOCK 7 OR 4064 PG 1967
Legal Range	20E
Legal Township	26S
Legal Section	31
Legal Subdivision	MEADOW POINTE
Legal Tract	120
Legal Block	7
Legal Lot Number	8
Legal Unit	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1026
Census Tract	32112

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	28817 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6414
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1998 · Amount on Record
Deed Sale	Dec 23, 1998 · Amount on Record
Prior Sale	Aug 16, 1994 · Amount on Record
Deed Document Number	0406401967
Deed Book / Page	04064 / 01967
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	28817 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6414
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28817 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6414

Mortgage

Document Number	0105773541
Date	Mar 23, 2022
Book Page	10577/3541
Instrument	2022067784

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,759.00 (+4.98%) Homeowner's exemption	$140,880 (+5.98%) Land $76,910 Building $63,970	$313,135 (-4.2%) Land $76,910 Building $236,225
2023	$2,628.00 (+7.75%) Additional exemption filed	$132,930 (+3%) Land $70,260 Building $62,670	$326,860 (+18.42%) Land $70,260 Building $256,600
2022	$2,439.00 Homeowner's exemption	$129,060 Land $59,340 Building $69,720	$276,026 Land $59,340 Building $216,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20