Pasco County property record for 28814 Midnight Star Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,636 sqft · built 1994 |
| Lot Size | 0.235 acres (10,226 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $215,000 (Mar 2007) |
| Tax Bill | $2,581 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0120-00400-0300 |
| Primary APN | 31-26-20-0120-00400-0300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 1,492 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,226 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 384 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 180 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 28814 MIDNIGHT STAR LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 30 BLOCK 4 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE PARCEL 5 |
| Legal Tract | 120 |
| Legal Block | 4 |
| Legal Lot Number | 30 |
| Legal Unit | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32112 |
28814 Midnight Star Loop is owner-occupied and held in a trust since March 2007.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 9, 2022 | Intrafamily Transfer, Transfer |
| Mar 1, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 10, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2007 · Amount on File |
| Deed Sale | Mar 28, 2007 · Amount on File |
| Prior Sale | Jan 20, 2005 · Amount on File |
| Deed Document Number | 200755136 |
| Deed Book / Page | 7440 / 1056 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 0074401056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0102972469 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 10297/2469 |
| Instrument | 2021048084 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 9, 2022 |
| Property Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0106690590 |
| Book / Page | 10669 / 590 |
| Map Reference | MB 30 PG 143-149 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022175984 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 14 MIDNIGHT STAR LOOP, 288, WESLEY CHAPEL, FL 33543 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0100743194 |
| Instrument Date | Mar 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 28814 MIDNIGHT STAR LOOP WESLEY CHAPEL FL 335436413, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0100743194 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 010074/003194 |
| Instrument | 50660 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 22, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28814 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0098332312 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28814 MIDNIGHT STAR LOOP WESLEY CHAPEL FL 335436413, WESLEY CHAPEL, FL 33543-6413 |
| Document Number | 0098332312 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 009833/002312 |
| Instrument | 211742 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2033 |
The 2025 property tax bill for 28814 Midnight Star Loop was $2,581 with a homeowner's exemption, up 2.1% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,210 (+2.9%) | $298,662 (-0.12%) Land $74,562 Building $224,100 | |
| 2025 | $2,581.00 (+2.06%) Homeowner's exemption | $135,290 Land $74,562 Building $60,728 | $299,006 Land $74,562 Building $224,444 |
| 2024 | $2,529.00 (+3.06%) | ||
| 2023 | $2,454.00 (+7.63%) Additional exemption filed | $127,650 (+2.99%) Land $67,912 Building $59,738 | $311,673 (+18.1%) Land $67,912 Building $243,761 |
| 2022 | $2,280.00 Homeowner's exemption | $123,940 Land $57,832 Building $66,108 | $263,905 Land $57,832 Building $206,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28814 Midnight Star Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28814 Midnight Star Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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