28815 Windover St, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 28815 Windover St, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,791 sqft · built 1997
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2022)
Tax Bill	$5,497 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-26-20-0040-00300-0040`

Property Details

APN / Parcel Number

Primary APN	`06-26-20-0040-00300-0040`
Alternative APNs	`2026060040003000040` `0489605`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,791 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	552 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	240 sqft
Porch	Open Porch
Porch Area	454 sqft
Deck Area	Deck Area
Patio Area	385 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	28815 WINDOVER ST
City	WESLEY CHAPEL
State	FL
Zip	33545-4367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGES AT WESLEY CHAPEL PHASE 3C PB 32 PGS 140-142 LOT 4 BLOCK 3
Legal Range	20E
Legal Township	26S
Legal Section	06
Legal Subdivision	VILLAGES AT WESLEY CHAPEL
Legal Tract	40
Legal Block	3
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1001
Census Tract	32104

Owner

Source: Pasco County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28815 WINDOVER ST, WESLEY CHAPEL, FL 33545-4367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Oct 4, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202210983
Deed Book / Page	10526 / 1238
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 13, 2022
Property Address	28815 WINDOVER ST, WESLEY CHAPEL, FL 33545-4367
Document Number	0105261238
Book / Page	10526 / 1238
Map Reference	MB 32 PG 140-142
Instrument Date	Jan 5, 2022
Instrument	2022010983
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28815 WINDOVER ST, WESLEY CHAPEL, FL 33545-4367

Mortgage

Document Number	0105261240
Date	Jan 13, 2022
Instrument	10526/1240

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 4, 2021
Property Address	28815 WINDOVER ST, WESLEY CHAPEL, FL 33545-4367
Document Number	0104530057
Book / Page	10453 / 57
Map Reference	MB 32 PG 140-142
Instrument Date	Sep 28, 2021
Instrument	2021211521
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6860 E FOWLER AVE, TEMPLE TERRACE, FL 33617-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,200 (+2.9%)	$363,624 (-0.12%) Land $61,116 Building $302,508
2025	$5,497.00 (+1.27%) Homeowner's exemption	$352,970 (+1.43%) Land $61,116 Building $291,854	$364,054 (+4.62%) Land $61,116 Building $302,938
2023	$5,428.00 (+5.58%) Additional exemption filed	$347,988 (+11.21%) Land $56,562 Building $291,426	$347,988 (+11.21%) Land $56,562 Building $291,426
2022	$5,141.00	$312,906 Land $47,124 Building $265,782	$312,906 Land $47,124 Building $265,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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