28802 Windover St, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 28802 Windover St, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,100 sqft · built 1996
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,500 (Oct 2002)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-20-0040-00100-0620`

Property Details

APN / Parcel Number

Primary APN	`06-26-20-0040-00100-0620`
Alternative APNs	`2026060040001000620` `0489508`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,537 sqft
1st Floor Area	2,100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	437 sqft
Driveway	Concrete Driveway
Driveway Area	411 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	28802 WINDOVER ST
City	WESLEY CHAPEL
State	FL
Zip	33545-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGES AT WESLEY CHAPEL PHASE 3C PB 32 PGS 140-142 LOT 62 BLOCK 1
Legal Range	20E
Legal Township	26S
Legal Section	06
Legal Subdivision	VILLAGES AT WESLEY CHAPEL
Legal Tract	40
Legal Block	1
Legal Lot Number	62
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32104

Owner

Source: Pasco County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 23, 2018	Deed of Trust, Mortgage QUICKEN LNS
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2002 · Amount on Record
Deed Sale	Oct 24, 2002 · Amount on Record
Prior Sale	Sep 30, 1996 · Amount on Record
Deed Book / Page	5111 / 669
Transfer Doc	0051120523
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Sep 27, 2023
Property Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366
Document Number	0108911244
Book / Page	10891 / 1244
Map Reference	MB 32 PG 140-142
Instrument Date	Sep 21, 2023
Instrument	2023170876
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103020795
Date	Mar 17, 2021
Book Page	10302/795
Instrument	2021053052

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366
Document Number	0097803800
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28802 WINDOVER ST WESLEY CHAPEL FL 335454366, WESLEY CHAPEL, FL 33545-4366

Mortgage

Document Number	0097803800
Date	Aug 30, 2018
Book Page	009780/003800
Instrument	147929

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 29, 2038

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	28802 WINDOVER ST, WESLEY CHAPEL, FL 33545-4366
Document Number	0095921175
Book / Page	009592 / 001175
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28802 WINDOVER ST WESLEY CHAPEL FL 335454366, WESLEY CHAPEL, FL 33545-4366

Mortgage

Document Number	0095921175
Date	Aug 21, 2017
Book Page	009592/001175
Instrument	131933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2032

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,300 (+2.9%)	$405,358 (-0.12%) Land $61,116 Building $344,242
2025	$2,410.00 (+2.73%) Homeowner's exemption	$169,390 (+5.98%) Land $61,116 Building $108,274	$405,838 (+4.63%) Land $61,116 Building $344,722
2024	$2,346.00 (+4.13%)
2023	$2,253.00 (+11.53%) Additional exemption filed	$159,830 (+3%) Land $56,562 Building $103,268	$387,870 (+11.33%) Land $56,562 Building $331,308
2022	$2,020.00 Homeowner's exemption	$155,180 Land $47,124 Building $108,056	$348,392 Land $47,124 Building $301,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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