288 W South St, Hernando, MS 38632 Property Records

DeSoto County property record for 288 W South St, Hernando, MS 38632

Property Summary

Property TypeCommercial
Details3,485 sqft · built 2000
Lot Size0.22 acres (9,591 sqft)
OwnerCompany Name on Record
Tax Bill$1,390 (2025)
Deeds & MortgagesJun 2024 Transfer
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-08-6-13-00-4-00045-00

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-4-00045-00

Interior

Building Area3,485 sqft Adjusted Area
1st Floor Area2,800 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialMetal
Lot Area9,591 sqft (0.22 acres)
Lot Dimensions125 ft deep x 135 ft wide
Total Buildings2 Buildings

Location & Zoning

Street Address288 W SOUTH ST
CityHERNANDO
StateMS
Zip38632-2650
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC-3
Legal DescriptionLTS 143,144,145 HERNANDO INC
Legal Range008
Legal Township03S
Legal Section13
Legal SubdivisionHERNANDO INC
Legal Lot Number143-145
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1014
Census Tract71124

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2584 HIGHWAY 51 S, 1, HERNANDO, MS 38632-2150
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 21, 2021Deed of Trust, Mortgage
JAMES D FRANKS
Nov 16, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2024
Deed SaleJun 11, 2024
Prior SaleNov 16, 2021
Deed Book / Page1024 / 10421
Prior Transfer DateJun 6, 2024
Prior Transfer Doc1024/10421
Record UpdatedSep 20, 2026

June 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDESOTO MS
Recording DateJun 11, 2024
Property Address288 W SOUTH ST, HERNANDO, MS 38632-2650
Document Number1024/10421
Book / Page1024 / 10421
Instrument DateJun 6, 2024
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address161 N PARKWAY ST, HERNANDO, MS 38632-1623

Transferred To (Grantee/Buyer)

NameVerified Name
Address3584 HIGHWAY 51 S # 1, 1, HERNANDO, MS 38632

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address288 W SOUTH ST, HERNANDO, MS 38632-2650
Transaction TypeMortgage
Record UpdatedDec 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 W OAK GROVE RD, HERNANDO, MS 38632-7859

Mortgage

Document Number005378/560
DateOct 21, 2021
Book Page5378/560
Lender
NameJAMES D FRANKS
TypePrivate Party
Address2854 HIGHWAY 51 S # 1, HERNANDO, MS 38632
Agreement
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateNov 16, 2021
Property Address288 W SOUTH ST, HERNANDO, MS 38632-2650
Document Number000978/527
Book / Page978 / 527
Instrument DateNov 12, 2021
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1480 W OAK GROVE RD, HERNANDO, MS 38632-7859

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 545, HERNANDO, MS 38632-0545

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,390.00 (+1.98%)$11,938 (+21.46%) Land $5,030 Building $6,908$79,587 (+21.47%) Land $33,531 Building $46,056
2023$1,363.00$9,829$65,521 Land $33,531 Building $31,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimFeb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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