DeSoto County property record for 180 W South St, Hernando, MS 38632
| Property Type | Commercial |
|---|---|
| Details | 2,064 sqft · built 1991 |
| Lot Size | 0.184 acres (8,006 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,569 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-4-00042-03 |
| Primary APN | 3-08-6-13-00-4-00042-03 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,064 sqft Adjusted Area |
| 1st Floor Area | 2,040 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,006 sqft (0.184 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Street Address | 180 W SOUTH ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2245 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C-3 |
| Legal Description | PT LOTS 137 & 138 TOWN OF HERNANDO |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | TOWN HERNANDO |
| Legal Lot Number | 137-138 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 71124 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hernando South Side (Magnolia) Historic District listed 2001 · 26 contributing resources · NRIS 01000917 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
180 W South St, a commercial property, is held in a trust since January 2015.
Source: DeSoto County records, as of February 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 401 W OAK GROVE RD, HERNANDO, MS 38632-2818 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2015 |
| Transfer Doc | 000754/365 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 180 W SOUTH ST, HERNANDO, MS 38632-2245 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004890/284 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 4890/284 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 25, 2025 |
The 2025 property tax bill for 180 W South St was $2,569.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,569.00 | $22,059 Land $3,623 Building $18,436 | $147,054 Land $24,150 Building $122,904 |
| 2023 | $2,265.00 | $16,326 | $108,838 Land $24,150 Building $84,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 180 W South St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 180 W South St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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