288 Trafalgar Dr, Dover, DE 19904 Property Records

Kent County property record for 288 Trafalgar Dr, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 2005
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$244,900 (Aug 2022)
Tax Bill$1,557 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-076.09-02-07.00-000

Property Details

APN / Parcel Number

Primary APN2-05-076.09-02-07.00-000
Alternative APNs
  • ED05076.090207.00/000
  • 63173
  • 69365

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area1,848 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions115 ft deep x 22.1 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number69365
Street Address288 TRAFALGAR DR
CityDOVER
StateDE
Zip19904-9794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1
Legal DescriptionVILLAGE OF WESTOVER, PHASE IV, LOT #285 288 TRAFALGAR DRIVE
Legal SubdivisionVILLAGE OF WESTOVER PHASE IV
Legal Phase4
Legal Lot Number285
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2002
Census Tract41802

Owner

288 Trafalgar Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address288 TRAFALGAR DR, DOVER, DE 19904-9794
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2021Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 19, 2018Loan Modification, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Prior SaleApr 4, 2012 · Amount on File
Deed Document Number2022457951
Deed Book / Page12098 / 205
Prior Transfer DateDec 5, 2011
Prior Transfer Doc0000201949
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateAug 10, 2022
Property Address288 TRAFALGAR DR, DOVER, DE 19904-9794
Document Number0000457951
Book / Page12098 / 205
Map ReferenceMB 39 PG 89
Instrument DateAug 8, 2022
Instrument2022-457951
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,898.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address288 TRAFALGAR DR, 288, DOVER, DE 19904-9794

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address288 TRAFALGAR DR, DOVER, DE 19904-9794

Mortgage

Document Number0000457952
DateAug 10, 2022
Instrument2022-457952
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address288 TRAFALGAR DR, DOVER, DE 19904-9794
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000406258
DateJan 19, 2021
Book Page10733/72
Instrument2021-406258
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2050

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Property Address288 TRAFALGAR DR, DOVER, DE 19904-9794
Document Number0000351370
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address288 TRAFALGAR DR DOVER DE 199049794, DOVER, DE 19904-9794

Mortgage

Document Number0000351370
DateNov 7, 2018
Book Page009361/000251
Instrument351370
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueNov 6, 2043
Interest
Rate3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 288 Trafalgar Dr was $1,557, up 5.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,557.00 (+5.85%)$250,300 Land $47,900 Building $202,400
2025$1,471.00
2023$1,159.00$39,400 Land $3,000 Building $36,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 288 Trafalgar Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 288 Trafalgar Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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