284 Trafalgar Dr, Dover, DE 19904 Property Records

Kent County property record for 284 Trafalgar Dr, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,848 sqft · built 2005
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$273,000 (Dec 2023)
Tax Bill$1,556 (2026)
Deeds & MortgagesDec 2023 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-076.09-02-09.00-000

Property Details

APN / Parcel Number

Primary APN2-05-076.09-02-09.00-000
Alternative APNs
  • ED05076.090209.00/000
  • 63175
  • 69367

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories3 Stories
Building Area1,848 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions120 ft deep x 38.1 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number69367
Street Address284 TRAFALGAR DR
CityDOVER
StateDE
Zip19904-9794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1
Legal DescriptionVILLAGE OF WESTOVER, PHASE IV, LOT #287 284 TRAFALGAR DRIVE
Legal SubdivisionVILLAGE OF WESTOVER PHASE IV
Legal Phase4
Legal Lot Number287
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2002
Census Tract41802

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address284 TRAFALGAR DR, DOVER, DE 19904-9794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 9, 2021Intrafamily Transfer, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 15, 2021Deed, Transfer · FHA Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2023 · Amount on Record
Deed SaleDec 11, 2023 · Amount on Record
Prior SaleDec 9, 2021
Deed Document Number2023485591
Deed Book / Page12786 / 94
Prior Transfer DateOct 19, 2021
Prior Transfer Doc0000438320
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateDec 11, 2023
Property Address284 TRAFALGAR DR, DOVER, DE 19904-9794
Document Number0000485591
Book / Page12786 / 94
Map ReferenceMB 39 PG 89
Instrument DateNov 30, 2023
Instrument2023-485591
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address284 TRAFALGAR DR, DOVER, DE 19904-9794
InvestorPossibly a Property Investor

Mortgage

Document Number0000485592
DateDec 11, 2023
Instrument2023-485592
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateDec 9, 2021
Property Address284 TRAFALGAR DR, DOVER, DE 19904-9794
Document Number0000438320
Book / Page11603 / 91
Map ReferenceMB 6768 PG 227
Instrument DateOct 19, 2021
Instrument2021-438320
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 TRAFALGAR DR, DOVER, DE 19904-9794

Mortgage

Document Number0000438321
DateDec 9, 2021
Instrument2021-438321
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueNov 1, 2050

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJan 15, 2021
Property Address284 TRAFALGAR DR, DOVER, DE 19904-9794
Document Number0000406049
Book / Page10725 / 246
Map ReferenceMB 39 PG 87
Instrument DateDec 22, 2020
Instrument2021-406049
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 TRAFALGAR DR, DOVER, DE 19904-9794

Mortgage

Document Number0000406051
DateJan 15, 2021
Instrument2021-406051
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,556.00 (+5.85%)$250,100 (-) Land $51,100 Building $199,000
2025$1,470.00 (+24.89%)$250,100 (+525.25%) Land $51,100 Building $199,000
2023$1,177.00$40,000 Land $3,600 Building $36,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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