288 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 288 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 1990
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,700 (Nov 2018)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Aug 2022 Transfer Oct 2021 Transfer + 5 more
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42130-00A-0100`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42130-00A-0100`
Alternative APNs	`29-221-42130-00A-0100` `1063132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	2,655 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	261 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open/Unfinished Porch
Porch Area	484 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	288 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 10 BLK A HOLIDAY SHORES ESTATES S/D PB 3-85 OR 37-279 OR 2766-4057 OR 2880-1525 OR 3032-602 OR 3089-90 OR 3168-3366 OR 3219-4293 OR 3262-194 OR 3364-2227 OR 3365-4189
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES ESTATES
Legal Block	A
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

Source: Walton County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 7, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 1, 2018	Quit Claim Deed, Transfer SHARON TREWHITT
Jan 30, 2017	Quit Claim Deed, Transfer FNC TITLE SERVICES, FNC TITLE SVCS
Jan 23, 2017	Deed of Trust, Transfer · FHA Mortgage AMERICAN ADVISORS
Jan 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Jan 30, 2017
Deed Document Number	201836610
Deed Book / Page	3089 / 90
Last Transfer Date	Aug 1, 2022
Transfer Doc	0032620194
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2022
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0032620194
Book / Page	3262 / 194
Map Reference	MB 3 PG 85
Instrument Date	Aug 1, 2022
Instrument	20220035372
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	288 SHORE DR, 288, MIRAMAR BEACH, FL 32550-3993

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2021
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0032194293
Book / Page	3219 / 4293
Map Reference	MB 3 PG 85
Instrument Date	Oct 7, 2021
Instrument	20210050359
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2020
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0031683366
Book / Page	003168 / 003366
Instrument Date	Nov 3, 2020
Instrument	46026
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1196 FOREST SHORE DR MIRAMAR BEACH FL 325503873, MIRAMAR BEACH, FL 32550-3873

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Nov 1, 2018
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0030890090
Book / Page	003089 / 000090
Instrument Date	Oct 16, 2018
Instrument	36610
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,278.90
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 SHORE DR MIRAMAR BEACH FL 325503993, MIRAMAR BEACH, FL 32550-3993

Mortgage

Document Number	30901403
Date	Nov 1, 2018
Book Page	003090/001403
Instrument	38225

Lender

Name	SHARON TREWHITT
Address	1196 FOREST SHORE DR, MIRAMAR BEACH, FL 32550-3873

Agreement

Amount	Amount Recorded

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jan 30, 2017
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0030320602
Book / Page	00303 / 000602
Instrument Date	Jan 23, 2017
Instrument	2899
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 SHORE DR MIRAMAR BEACH FL 325503993, MIRAMAR BEACH, FL 32550-3993

January 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0030320604
Instrument Date	Jan 23, 2017
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Intrafamily Transfer

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 SHORE DR MIRAMAR BEACH FL 325503993, MIRAMAR BEACH, FL 32550-3993

Mortgage

Document Number	0030320604
Date	Jan 30, 2017
Book Page	003032/000604
Instrument	2900

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 29, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.95%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	288 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0030320619
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 SHORE DR MIRAMAR BEACH FL 325503993, MIRAMAR BEACH, FL 32550-3993

Mortgage

Document Number	0030320619
Date	Jan 30, 2017
Book Page	003032/000619
Instrument	2901

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Jan 29, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (-4.83%)	$864,868 (-34.14%)	$1,191,502 (-9.26%) Land $879,000 Building $312,502
2024	$7,660.00 (+4.82%)
2023	$7,308.00 (+14.76%) Homeowner's exemption	$1,313,114 (+37.92%) Land $879,000 Building $434,114	$1,313,114 (+37.92%) Land $879,000 Building $434,114
2022	$6,368.00 Homeowner's exemption	$952,063 Land $569,886 Building $382,177	$952,063 Land $569,886 Building $382,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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