252 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 252 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,319 sqft · built 1991
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on Record
Last Sale	$2,650,000 (Mar 2024)
Tax Bill	$14,354 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-2S-21-42130-00A-0080`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42130-00A-0080`
Alternative APN	`1063130`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,319 sqft Living Area
Gross Area	4,513 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	25 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	728 sqft

Exterior Amenities

Porch	Porch
Porch Area	466 sqft
Deck Area	Deck Area
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1063130
Street Address	252 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 8 BLK A HOLIDAY SHORES ESTS PB 3-85 OR 75-555 OR 2051-52 OR 2891-3327 OR 3088-1995 OR 3319-3092
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES EST
Legal Block	A
Legal Lot Number	8
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	36345 US HWY 27 N, HAINES CITY, FL 33844-2359
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · SBA Mortgage BANKPLUS
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	20240010427
Deed Book / Page	3319 / 3092
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 27, 2024
Property Address	252 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0033193092
Book / Page	3319 / 3092
Map Reference	MB 3 PG 85
Instrument Date	Mar 1, 2024
Instrument	20240010427
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IS1167 LAFAYETTE HIGHWAY, ROANOKE, AL 36274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6079 ELOISE LOOP RD, WINTER HAVEN, FL 33884-3147

Mortgage

Document Number	20240010428
Date	Mar 27, 2024
Instrument	20240010428

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.55%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.55%
Max Rate At Change	8.55%
Index	Other
Max Rate	11.5%

Mortgage

Document Number	OR33193094
Date	Mar 27, 2024
Book Page	OR3319/3094
Instrument	20240010428

Lender

Name	BANKPLUS
Type	Bank
Address	618 CRESCENT BLVD STE 100, RIDGELAND, MS 39157

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	4.55%
Max Rate At Change	8.55%
Index	Other
Max Rate	11.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 25, 2018
Property Address	252 SHORE DR, MIRAMAR BEACH, FL 32550-3993
Document Number	0030881995
Book / Page	3088 / 1995
Map Reference	MB3 PG85
Instrument Date	Oct 23, 2018
Instrument	2018000035677
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 WALTON WAY, 620, MIRAMAR BEACH, FL 32550-5270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18000 HIGHWAY 77, WADLEY, AL 36276-3434

Mortgage

Document Number	2018000035678
Date	Oct 25, 2018
Instrument	2018000035678

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,617,711 (-10.89%) Land $879,000 Building $738,711	$1,617,711 (-10.89%) Land $879,000 Building $738,711
2024	$14,354.00 (+4.38%)
2023	$13,752.00 (+15.34%)	$1,815,492 (+24.68%) Land $879,000 Building $936,492	$1,815,492 (+24.68%) Land $879,000 Building $936,492
2022	$11,923.00	$1,456,159 Land $527,145 Building $929,014	$1,456,159 Land $527,145 Building $929,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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