288 N Maple St, Hemlock, MI 48626 Property Records

Saginaw County property record for 288 N Maple St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,333 sqft · built 1985
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Aug 2017)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0534-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0534-001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,333 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	106 ft deep x 99 ft wide
Garage Area	1,033 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	330 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	288 N MAPLE ST
City	HEMLOCK
State	MI
Zip	48626-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 & W1/2 OF LOT 7 BLK 6 EXC S 26 FT THEREOF ARMINDA THOMAS ADDN TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	THOMAS ADDN
Legal Block	6
Legal Lot Number	10,10,7
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2006
Census Tract	12100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage LAKE HURON CU
Apr 4, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2017	Warranty Deed, Transfer · Stand-Alone Refinance SAGINAW MEDICAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	201724085
Prior Transfer Date	Feb 22, 2016
Prior Transfer Doc	0000004579
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342

Mortgage

Document Number	0000025914
Date	Nov 5, 2025
Instrument	2025025914

Lender

Name	LAKE HURON CU
Type	Credit Union
Address	1540 TITTABAWASSEE RD, SAGINAW, MI 48604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	Jun 1, 2031

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 4, 2018
Property Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342
Document Number	0000007525
Instrument Date	Apr 2, 2018
Instrument	7525
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 N MAPLE ST HEMLOCK MI 486269342, HEMLOCK, MI 48626-9342

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 25, 2017
Property Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342
Document Number	0000024085
Instrument Date	Aug 23, 2017
Instrument	2017024085
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 N MAPLE ST, HEMLOCK, MI 48626-9342

Mortgage

Document Number	0000024086
Date	Aug 25, 2017
Book Page	76/23
Instrument	2017024086

Lender

Name	SAGINAW MEDICAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,600 (+94.49%)	$353,200 (+94.49%)
2025	$1,335.00 (-59.79%) Homeowner's exemption
2023		$90,800	$181,600
2022	$3,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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