245 N Maple St, Hemlock, MI 48626 Property Records

Saginaw County property record for 245 N Maple St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,899 sqft · built 1950
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2023)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Sep 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0523-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0523-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Basement Area	1,899 sqft
Unfinished Basement	1,899 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 99 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 N MAPLE ST
City	HEMLOCK
State	MI
Zip	48626-9343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N.99 FT.OF LOTS 2 & 3. BLK.5 ARMINDA THOMAS ADD.TO THE VILLAGE OF HEMLOCK. SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	ARMINDA THOMAS ADD
Legal Block	5
Legal Lot Number	2-3
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2008
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Sep 13, 2021	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU
Dec 6, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Oct 6, 2011 · Amount on Record
Deed Document Number	202319607
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	0000030770
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 1, 2023
Property Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343
Document Number	0000019607
Map Reference	LB 76 PG 23
Instrument Date	Aug 31, 2023
Instrument	2023019607
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1638 LATHMP AVE, SAGINAW, MI 48638

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343

Mortgage

Document Number	0000029770
Date	Sep 13, 2021
Instrument	2021029770

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 8, 2041

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Dec 6, 2022
Property Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343
Document Number	0000030770
Instrument Date	Jul 11, 2022
Instrument	2022030770
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	245 N MAPLE ST, HEMLOCK, MI 48626-9343

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,700 (+35.66%)	$221,400 (+35.66%)
2025	$4,344.00 (+43.56%) Homeowner's exemption
2023		$81,600 (+5.97%)	$163,200 (+5.97%)
2022	$3,026.00 (+6.25%) Homeowner's exemption	$77,000	$154,000
2021	$2,848.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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