288 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 288 High St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 880 sqft · built 1965
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Jul 2014)
Tax Bill	$3,543 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-1385-00`

Property Details

APN / Parcel Number

Primary APN	`4-1385-00`
Alternative APN	`CUMB M:004 B:0379 L:000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	2,135 sqft
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,879 sqft (0.112 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4-1385-00
Street Address	288 HIGH ST
City	CUMBERLAND
State	RI
Zip	02864-7904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	110
Legal Block	379
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2021
Census Tract	11200

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 HIGH ST, CUMBERLAND, RI 02864-7904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage NAVIGANT CREDIT UNION
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Aug 24, 1989 · Amount on Record
Deed Document Number	201473389
Deed Book / Page	1654 / 676
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 30, 2026
Property Address	288 HIGH ST, CUMBERLAND, RI 02864-7904
Document Number	0000155714
Book / Page	2033 / 533
Instrument Date	Jun 22, 2026
Instrument	2026155714
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 HIGH ST, CUMBERLAND, RI 02864-7904

Mortgage

Document Number	0000155714,
Date	Jun 30, 2026
Book Page	2033/533
Instrument	2026155714

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2033

Interest

Rate	6.51%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	288 HIGH ST, CUMBERLAND, RI 02864-7904
Document Number	1764-825
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 HIGH ST CUMBERLAND RI 028647904, CUMBERLAND, RI 02864-7904

Mortgage

Document Number	1764-825
Date	Jan 31, 2018
Book Page	001764/000825

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 30, 2028

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,543.00 (+13.16%)	$353,900 (+38.68%) Land $172,000 Building $181,900	$370,234
2025	$3,131.00 (+5.6%)	$255,200 (-) Land $87,400 Building $167,800
2023	$2,965.00 (+0.85%)	$255,200 (+30.14%) Land $87,400 Building $167,800
2022	$2,940.00	$196,100 Land $64,100 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1987)
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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