282 High St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 282 High St, Cumberland, RI 02864

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,431 sqft · built 1850
Lot Size0.507 acres (22,085 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (May 2024)
Tax Bill$6,979 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-0020-10

Property Details

APN / Parcel Number

Primary APN3-0020-10
Alternative APNs
  • CUMB M:004 B:0217 L:000
  • 9962-42

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units3 Units
Stories3 Stories
Building Area2,431 sqft Living Area
Gross Area3,752 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,085 sqft (0.507 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3-0020-10
Street Address282 HIGH ST
CityCUMBERLAND
StateRI
Zip02864-7904
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code110
Legal Block217
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2021
Census Tract11200

Owner

282 High St, a triplex, is owned and occupied by two individuals who acquired it in June 2025.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address282 HIGH ST, CUMBERLAND, RI 02864-7904
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2024 · Amount on File
Deed SaleMay 20, 2024 · Amount on File
Prior SaleSep 15, 2023 · Amount on File
Deed Document Number2024143984
Last Transfer DateJun 11, 2025
Transfer Doc002007-435
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateSep 15, 2023
Property Address282 HIGH ST, CUMBERLAND, RI 02864-7904
Document Number00001964-2
Book / Page1964 / 2
Instrument DateSep 15, 2023
Instrument140616
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address282 HIGH ST, CUMBERLAND, RI 02864-7904

Mortgage

Document Number0000140617
DateSep 15, 2023
Instrument140617
Lender
NameRFLF 5 LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 282 High St was $6,979, up 16.5% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,979.00 (+16.51%)$697,200 (+42.81%) Land $213,100 Building $484,100
2025$5,990.00$488,200 Land $108,300 Building $379,900
2023$3,976.00 (+16.53%)$342,200 (+50.35%) Land $108,300 Building $233,900
2022$3,412.00$227,600 Land $79,400 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 282 High St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1979–1987)
Most Recent ClaimApr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 282 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Xfinity.

Nearby Properties on High St

Nearby Streets

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