288 Gladney Rd, Covington, TN 38019 Property Records

Tipton County property record for 288 Gladney Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,023 sqft · built 2017
Lot Size	6.03 acres (262,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$39,900 (Dec 2012)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084108 03111`

Property Details

APN / Parcel Number

Primary APN	`084108 03111`
Alternative APN	`108 03111`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,023 sqft Living Area
1st Floor Area	2,563 sqft
Upper Floors Area	460 sqft
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	262,667 sqft (6.03 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	288 GLADNEY RD
City	COVINGTON
State	TN
Zip	38019-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Legal Subdivision	GLADNEY EST SEC B
Legal Lot Number	18
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	40800

Owner

Source: Tipton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 GLADNEY RD, COVINGTON, TN 38019-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage PATRIOT BANK
May 5, 2017	Trustee's Deed, Construction Loan · Line of Credit PATRIOT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	162986
Deed Book / Page	1574 / 566
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	288 GLADNEY RD, COVINGTON, TN 38019-8112
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, PRAETORIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001898742
Date	May 3, 2021
Book Page	1898/742
Instrument	244455

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	288 GLADNEY RD, COVINGTON, TN 38019-8112
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE, PRAETORIAN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1898742
Date	May 3, 2021
Book Page	1898/742
Instrument	244455

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	288 GLADNEY RD, COVINGTON, TN 38019-8112
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17381018
Date	Nov 2, 2017
Book Page	1738/1018
Instrument	208752

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	May 5, 2017
Property Address	288 GLADNEY RD, COVINGTON, TN 38019-8112
Book / Page	001721 / 000001
Instrument Date	May 2, 2017
Instrument	203937
Transaction Type	Construction Loan
Record Updated	May 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8652 HIGHWAY 51 S BRIGHTON TN 380116070, BRIGHTON, TN 38011-6070

Mortgage

Document Number	17211
Date	May 5, 2017
Book Page	001721/000001
Instrument	203937

Lender

Name	PATRIOT BK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+5.6%)	$126,350 (-) Land $17,450 Building $108,900
2023		$126,350 Land $17,450 Building $108,900
2022	$1,821.00
2020			$505,400 Land $69,800 Building $435,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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