164 Gladney Rd, Covington, TN 38019 Property Records

Tipton County property record for 164 Gladney Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,681 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Oct 2017)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084108 03105`

Property Details

APN / Parcel Number

Primary APN	`084108 03105`
Alternative APN	`108 03105`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,681 sqft Living Area
1st Floor Area	2,961 sqft
Upper Floors Area	720 sqft
Attic Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	836 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	164 GLADNEY RD
City	COVINGTON
State	TN
Zip	38019-8151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Legal Subdivision	GLADNEY EST SEC B
Legal Lot Number	12
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	40800

Owner

Source: Tipton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 561, BRIGHTON, TN 38011-0561
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Aug 26, 2019	Deed of Trust, Mortgage AMERICAN MTG SVCS
Oct 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	Aug 23, 2016 · Amount on Record
Deed Document Number	208460
Deed Book / Page	1737 / 814
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	164 GLADNEY RD, COVINGTON, TN 38019-8151
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869177
Date	Nov 2, 2020
Book Page	1869/177
Instrument	238579

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CICERO, IN 46034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	164 GLADNEY RD, COVINGTON, TN 38019-8151
Document Number	1811296
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	164 GLADNEY RD COVINGTON TN 38019, COVINGTON, TN 38019

Mortgage

Document Number	1811296
Date	Aug 28, 2019
Book Page	001811/000296
Instrument	226007

Lender

Name	AMERICAN MTG SVCS
Address	ATOKA, TN 38004

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 23, 2017
Property Address	164 GLADNEY RD, COVINGTON, TN 38019-8151
Document Number	0001737814
Book / Page	1737 / 814
Instrument Date	Oct 20, 2017
Instrument	208460
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 ROSELAND DR, BRIGHTON, TN 38011-6542

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+4.94%)	$194,075 (-) Land $21,075 Building $173,000
2023		$194,075 Land $21,075 Building $173,000
2022	$2,814.00
2020			$776,300 Land $84,300 Building $692,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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