288 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 288 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2,260 sqft · built 1942
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Aug 2020)
Tax Bill	$19,086 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-118-045`

Property Details

APN / Parcel Number

Primary APN	`06-12-118-045`

Interior

Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	1,130 sqft
2nd Floor Area	1,130 sqft
Basement Area	1,130 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	24.3 ft deep x 5.7 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	288 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUB LOT 1 BLK 1 CHERRY FARM ADD ALL
Legal Subdivision	CHERRY FARM ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3019
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 E SOUTH ST, ELMHURST, IL 60126-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 26, 2020	Warranty Deed, Transfer · Construction Mortgage TROIOLA CHRIS TRUST (PT)
Aug 6, 2020	Deed of Trust, Construction Loan · Construction Mortgage TROIOLA CHRIS TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Oct 18, 2016 · Amount on Record
Deed Document Number	202094646
Prior Transfer Date	Aug 4, 1995
Prior Transfer Doc	0000109084
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	288 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002743
Date	Jan 7, 2021
Instrument	R2021-002743

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 26, 2020
Property Address	288 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000094646
Instrument Date	Aug 5, 2020
Instrument	94646
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,058.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1035 N DAMEN AVE CHICAGO IL 606227454, CHICAGO, IL 60622-7454

Mortgage

Document Number	85134
Date	Aug 26, 2020
Instrument	85134

Lender

Name	TROIOLA CHRIS TRUST (PT)
Address	1050 W IRVING PARK RD # 502, ITASCA, IL 60143-6224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2021

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Aug 6, 2020
Property Address	288 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000085134
Instrument Date	Aug 5, 2020
Instrument	85134
Transaction Type	Construction Loan
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000085134
Date	Aug 6, 2020
Instrument	85134

Lender

Name	TROIOLA CHRIS TRUST (PT)
Address	1050 W IRVING PARK RD # 502, ITASCA, IL 60143-6224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 5, 2021

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,086.00 (+29.94%)	$337,789 (+36.08%) Land $160,228 Building $177,561	$1,013,367 (+36.08%) Land $480,684 Building $532,683
2022	$14,688.00 Homeowner's exemption	$248,230 Land $132,040 Building $116,190	$744,690 Land $396,120 Building $348,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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