274 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 274 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	3,858 sqft · built 1999
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Jun 2021)
Tax Bill	$29,795 (2025)
Deeds & Mortgages	Apr 2022 Transfer May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-118-027`

Property Details

APN / Parcel Number

Primary APN	`06-12-118-027`

Interior

Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	5,805 sqft
1st Floor Area	1,947 sqft
2nd Floor Area	1,911 sqft
Basement Area	1,947 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	30.3 ft deep x 5 ft wide
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	274 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUB OF LOT 1 BLK 13 CHERRY FARM ADD TO ELMHURST OF PT OF NW 1/4 OF SEC 12 39 11
Legal Subdivision	CHERRY FARM ADD
Legal Block	13
Legal Lot Number	1
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3019
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Intrafamily Transfer, Transfer ATTORNEY
May 20, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF ELMHURST
Jun 16, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Nov 23, 1999 · Amount on Record
Deed Document Number	202192609
Last Transfer Date	Apr 19, 2022
Transfer Doc	0000041709
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Apr 26, 2022
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000041709
Map Reference	DOC 170104
Instrument Date	Apr 19, 2022
Instrument	R2022-041709
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E SOUTH ST, ELMHURST, IL 60126-4024

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E SOUTH ST, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000079257
Date	May 20, 2021
Instrument	R2021-079257

Lender

Name	COMMUNITY BANK OF ELMHURST
Type	Bank
Address	CAROL STREAM, IL 60128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 16, 2021
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000092609
Map Reference	DOC 170104
Instrument Date	Jun 14, 2021
Instrument	R2021-092609
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	274 E SOUTH ST, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000092610
Date	Jun 16, 2021
Instrument	R2021-092610

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 5, 2019
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000077163
Instrument Date	Sep 4, 2019
Instrument	77163
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	274 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000073957
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000073957
Date	Aug 27, 2019
Instrument	73957

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000085198
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000085198
Date	Sep 11, 2018
Instrument	85198

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	274 E SOUTH ST, ELMHURST, IL 60126-4024
Document Number	0000120593
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 E SOUTH ST ELMHURST IL 601264024, ELMHURST, IL 60126-4024

Mortgage

Document Number	0000120593
Date	Nov 27, 2017
Instrument	120593

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,795.00 (+36.97%)	$522,814 (+43.34%) Land $171,414 Building $351,400	$1,568,442 (+43.34%) Land $514,242 Building $1,054,200
2022	$21,753.00 Homeowner's exemption	$364,740 Land $141,270 Building $223,470	$1,094,220 Land $423,810 Building $670,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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