288 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 288 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,412 sqft · built 1880
Lot Size	0.063 acres (2,762 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2020)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0013 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0013 L:0006`
Alternative APNs	`M:009=E B:0013 L:0006` `2963029`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	712 sqft
Basement Area	652 sqft
Unfinished Basement	652 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,762 sqft (0.063 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2963029
Street Address	288 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3028
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0013 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	288 CENTRAL ST, SAUGUS, MA 01906-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Book / Page	39200 / 196
Transfer Doc	035278-313
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 19, 2020
Property Address	288 CENTRAL ST, SAUGUS, MA 01906-2146
Document Number	39200-196
Book / Page	39200 / 196
Instrument Date	Oct 26, 2020
Instrument	20201119002990
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 CENTRAL ST, SAUGUS, MA 01906-2146

Mortgage

Document Number	201119003000
Date	Nov 19, 2020
Instrument	201119003000

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,152.00 (+6.42%)	$482,400 (+6.12%) Land $273,100 Building $209,300	$593,845
2024	$4,841.00 (+0.9%)	$454,600 (+6.69%) Land $248,300 Building $206,300
2023	$4,798.00	$426,100 Land $223,500 Building $202,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.