279 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 279 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,910 sqft · built 1870
Lot Size	0.277 acres (12,070 sqft)
Owner	2 Individual Names on File
Last Sale	$408,750 (Aug 2005)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Oct 2021 Refinance Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0010 L:0014`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0010 L:0014`
Alternative APNs	`M:009=E B:0010 L:0014` `7999006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,910 sqft Living Area
Gross Area	4,488 sqft
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,070 sqft (0.277 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	7999006
Street Address	279 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKER FIELD
Legal Block	10
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1014
Census Tract	208301

Owner

Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0010 L:0014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	279 CENTRAL ST, SAUGUS, MA 01906-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Aug 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2005 · Amount on Record
Deed Sale	Aug 05, 2005 · Amount on Record
Prior Sale	Aug 05, 2005 · Amount on Record
Deed Book / Page	24666 / 200
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	279 CENTRAL ST, SAUGUS, MA 01906-2156
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40412-114
Date	Oct 26, 2021
Book Page	40412/114
Instrument	20211026004200

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	279 CENTRAL ST, SAUGUS, MA 01906-2156
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38264-339
Date	Feb 14, 2020
Book Page	38264/339
Instrument	20200214002670

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	279 CENTRAL ST, SAUGUS, MA 01906-2156
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38871-238
Date	Aug 28, 2020
Book Page	38871/238
Instrument	20200828000350

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00 (+5.55%)	$643,000 (+5.25%) Land $303,800 Building $339,200	$729,600
2024	$6,506.00 (+0.39%)	$610,900 (+6.13%) Land $276,200 Building $334,700
2023	$6,481.00	$575,600 Land $248,600 Building $327,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 501 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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