288 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 288 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 1,630 sqft · built 2021
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Jul 2020)
Tax Bill$22,372 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:0920001100000

Property Details

APN / Parcel Number

Primary APNM:0920001100000
Alternative APN
  • NEED M:092.0 B:0011 L:0000.0

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
Gross Area3,825 sqft
1st Floor Area484 sqft
Basement Area484 sqft
Unfinished Basement484 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeDetached
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address288 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-2438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block11
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2000
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address288 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Line of Credit
FALL RIVER FIVE CENTS SAVINGS BANK
Nov 22, 2021Deed of Trust, Mortgage · ARM
FALL RIVER FIVE CENTS SAVINGS BANK
Jul 31, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number202076219
Deed Book / Page38160 / 524
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address288 CENTRAL AVE, NEEDHAM, MA 02494-2438
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040301-487
DateFeb 7, 2022
Book Page40301/487
Instrument11692
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 1, 2042
Interest
Rate TypeAdjustable Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address288 CENTRAL AVE, NEEDHAM, MA 02494-2438
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040092-140
DateNov 22, 2021
Book Page40092/140
Instrument147843
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.38%
Type Change DateDec 1, 2028
Index1-Year CMT

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJul 31, 2020
Property Address288 CENTRAL AVE, NEEDHAM, MA 02494-2438
Document Number038160-524
Book / Page38160 / 524
Instrument DateJul 28, 2020
Instrument76219
Transaction TypeTransfer
Record UpdatedApr 4, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address288 CENTRAL AVE # 9, 9, NEEDHAM, MA 02494-2438

Mortgage

Document Number0000076220
DateJul 31, 2020
Instrument76220
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,372.00 (-11%)$2,110,600 (+9.49%) Land $662,100 Building $1,448,500$1,823,810
2023$25,137.00$1,927,700 Land $474,600 Building $1,453,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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