284 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 284 Central Ave, Needham Heights, MA 02494

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 836 sqft · built 1919
Lot Size0.288 acres (12,528 sqft)
Owner2 Individual Names on Record
Tax Bill$10,171 (2025)
Deeds & MortgagesMay 2021 Refinance
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNM:0920001000000

Property Details

APN / Parcel Number

Primary APNM:0920001000000
Alternative APN
  • NEED M:092.0 B:0010 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area836 sqft Living Area
Gross Area1,540 sqft
1st Floor Area836 sqft
Basement Area836 sqft
Unfinished Basement836 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1990
Architectural StyleOther
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,528 sqft (0.288 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address284 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-2438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal SubdivisionNEEDHAM HEIGHTS
Legal Block10
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2000
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address284 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-2438
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RAH FEDERAL CREDIT UNION
Nov 7, 2017Deed of Trust, Mortgage
MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address284 CENTRAL AVE, NEEDHAM, MA 02494-2438
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39445-170
DateMay 27, 2021
Book Page39445/170
Instrument69523
Lender
NameRAH FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address284 CENTRAL AVE, NEEDHAM, MA 02494-2438
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35579-142
DateNov 7, 2017
Book Page35579/142
Instrument106334
Lender
NameMEMBERS MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,171.00 (+16.48%)$959,500 (+43.29%) Land $675,900 Building $283,600$1,381,775 (+6.39%)
2024$1,298,840
2023$8,732.00$669,600 Land $412,800 Building $256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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