2878 Saddleback Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 2878 Saddleback Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,309 sqft · built 1960
Lot Size	0.482 acres (21,039 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jan 2021)
Tax Bill	$8,205 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0370-0123-00`

Property Details

APN / Parcel Number

Primary APN	`500-0370-0123-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
1st Floor Area	2,309 sqft
Basement Area	2,309 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	21,039 sqft (0.482 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2878 SADDLEBACK DR
City	CINCINNATI
State	OH
Zip	45244-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK DR 147.79 FT IRR PT LOTS 220-221 TURPIN HILLS SUB SEC 4
Legal Subdivision	TURPIN HILLS SUB
Legal Lot Number	220-221 221
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1000
Census Tract	24903

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2878 SADDLEBACK DR, CINCINNATI, OH 45244-3915
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	0000006503
Deed Book / Page	14334 / 2979
Last Transfer Date	Jan 14, 2025
Transfer Doc	0000002866
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 14, 2021
Property Address	2878 SADDLEBACK DR, CINCINNATI, OH 45244-3915
Document Number	0000006503
Book / Page	14334 / 2979
Map Reference	MB 7 PG 69&70
Instrument Date	Jan 7, 2021
Instrument	2021-0006503
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2878 SADDLEBACK DR, CINCINNATI, OH 45244-3915

Mortgage

Document Number	0000006504
Date	Jan 14, 2021
Instrument	2021-0006504

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,205.00 (+2.91%)	$131,250 (-) Land $29,176 Building $102,074
2024	$7,973.00 (+5.13%)	$131,250 (-) Land $29,176 Building $102,074
2023	$7,584.00 (+7.04%)	$131,250 (+20.2%) Land $29,176 Building $102,074	$375,000 (+20.2%) Land $83,360 Building $291,640
2022	$7,085.00 Homeowner's exemption	$109,190 Land $25,410 Building $83,780
2020			$311,970 Land $72,600 Building $239,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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