2851 Saddleback Dr, Cincinnati, OH 45244 Property Records

Hamilton County property record for 2851 Saddleback Dr, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,110 sqft · built 1959
Lot Size	0.655 acres (28,532 sqft)
Owner	Owner Name on Record
Last Sale	$250,000 (Sep 2013)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0370-0104-00`

Property Details

APN / Parcel Number

Primary APN	`500-0370-0104-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,110 sqft Living Area
1st Floor Area	1,235 sqft
2nd Floor Area	875 sqft
Basement Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	28,532 sqft (0.655 acres)
Lot Dimensions	232 ft deep x 170 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2851 SADDLEBACK DR
City	CINCINNATI
State	OH
Zip	45244-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK 170.34 X 232.14 IRR LOT 161 TURPINHILLS SUB SEC 4
Legal Subdivision	TURPIN HILLS SUB
Legal Lot Number	161
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1005
Census Tract	24903

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2851 SADDLEBACK DR, CINCINNATI, OH 45244-3914
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2013 · Amount on Record
Deed Sale	Sep 16, 2013 · Amount on Record
Deed Document Number	297338
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2851 SADDLEBACK DR, CINCINNATI, OH 45244-3914
Document Number	0000021214
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	RELIABLE LAND TITLE AGENCY LLC, RELIABLE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2851 SADDLEBACK DR CINCINNATI OH 452443914, CINCINNATI, OH 45244-3914

Mortgage

Document Number	0000021214
Date	Mar 3, 2020
Book Page	014116/000651
Instrument	21214

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 2, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00 (+2.9%)	$122,598 (-) Land $33,782 Building $88,816
2024	$7,441.00 (+5.13%)	$122,598 (-) Land $33,782 Building $88,816
2023	$7,078.00 (+0.57%)	$122,598 (+12.91%) Land $33,782 Building $88,816	$350,280 (+12.91%) Land $96,520 Building $253,760
2022	$7,038.00 Homeowner's exemption	$108,584 Land $29,400 Building $79,184
2020			$310,240 Land $84,000 Building $226,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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