2878 Gander Dr, Willow River, MN 55795 Property Records

Pine County property record for 2878 Gander Dr, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 2004
Lot Size	1.4 acres (61,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Dec 2024)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47.0095.013`

Property Details

APN / Parcel Number

Primary APN	`47.0095.013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,420 sqft Living Area
Gross Area	2,000 sqft
Basement Area	1,224 sqft
Finished Basement	1,224 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	61,028 sqft (1.4 acres)
Lot Dimensions	233 ft deep x 13.3 ft wide
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	2,160 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2878 GANDER DR
City	WILLOW RIVER
State	MN
Zip	55795-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-044 RANGE-020 .69 AC THAT PART OF SOUTHEAST 1/4 OF NORTHEAST 1/4 DESC AS FOLL: COMM AT NE CORNER OF SE1/4 OF
Legal Range	020
Legal Township	044
Legal Section	10
Jurisdiction	PINE MN
Township / Civil Division	WILLOW RIVER
Census Block Group	2
Census Block	2125
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2878 GANDER DR, WILLOW RIVER, MN 55795-3291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2024585358
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Recording Date	May 27, 2026
Property Address	2878 GANDER DR, WILLOW RIVER, MN 55795-3291
Document Number	0000594218
Instrument Date	May 21, 2026
Instrument	2026594218
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2878 GANDER DR, WILLOW RIVER, MN 55795-3291

Mortgage

Document Number	0000594218,
Date	May 27, 2026
Instrument	2026594218

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2046

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 20, 2020
Property Address	2878 GANDER DR, WILLOW RIVER, MN 55795-3291
Document Number	0000557245
Instrument Date	Oct 15, 2020
Instrument	557245
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TITLE HINCKLEY OFFICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2878 GANDER DR, WILLOW RIVER, MN 55795-3291

Mortgage

Document Number	0000557246
Date	Nov 20, 2020
Instrument	557246

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Willow River City
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,900 (+2.15%) Land $32,400 Building $286,500	$318,900 (+2.15%) Land $32,400 Building $286,500
2025	$2,582.00 (-6.58%) Homeowner's exemption	$312,200 (+0.97%) Land $38,900 Building $273,300	$312,200 (+0.97%) Land $38,900 Building $273,300
2023	$2,764.00 Homeowner's exemption	$309,200 Land $31,900 Building $277,300	$309,200 Land $31,900 Building $277,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (2010–2023)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: GigFire.

Nearby Properties on Gander Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures