2861 Gander Dr, Willow River, MN 55795 Property Records

Pine County property record for 2861 Gander Dr, Willow River, MN 55795

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,891 sqft · built 2004
Lot Size	1.68 acres (73,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2024)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Aug 2007 Line of Credit Jan 2013 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`47.0095.009`

Property Details

APN / Parcel Number

Primary APN	`47.0095.009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,891 sqft Living Area
Gross Area	2,530 sqft
Basement Area	1,068 sqft
Finished Basement	1,068 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	73,355 sqft (1.68 acres)
Garage Area	792 sqft
Driveway	Driveway
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	35 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2861 GANDER DR
City	WILLOW RIVER
State	MN
Zip	55795-3291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-044 RANGE-020 1.68 AC TRACT E ALSO DESC AS FOLL: THAT PART OF THE SOUTHEAST 1/4 OF NORTHEAST 1/4 DESC AS FOLL;
Legal Range	020
Legal Township	044
Legal Section	10
Legal Tract	E
Jurisdiction	PINE MN
Township / Civil Division	WILLOW RIVER
Census Block Group	2
Census Block	2125
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2861 GANDER DR, WILLOW RIVER, MN 55795-3291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2007	Deed of Trust, Mortgage · Line of Credit NORTHVIEW BANK
Jan 31, 2013	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 13, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTHVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Deed Document Number	2024584792
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	2861 GANDER DR, WILLOW RIVER, MN 55795-3291
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000466321
Date	Aug 1, 2007
Instrument	466321

Lender

Name	NORTHVIEW BANK
Address	FINLAYSON, MN 55735

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	2861 GANDER DR, WILLOW RIVER, MN 55795-3291
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000505935
Date	Jan 31, 2013
Instrument	505935

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Nov 13, 2024
Property Address	2861 GANDER DR, WILLOW RIVER, MN 55795-3291
Document Number	0000584792
Instrument Date	Nov 4, 2024
Instrument	584792
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	TITLE INC, TITLE HINCKLEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2861 GANDER DR, WILLOW RIVER, MN 55795-3291

Mortgage

Document Number	0000584793
Date	Nov 13, 2024
Instrument	584793

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Willow River City
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,200 (+5.82%) Land $33,600 Building $333,600	$367,200 (+5.82%) Land $33,600 Building $333,600
2025	$2,906.00 (-12.58%) Homeowner's exemption	$347,000 (+4.71%) Land $40,100 Building $306,900	$347,000 (+4.71%) Land $40,100 Building $306,900
2024	$3,324.00 (+10.87%)
2023	$2,998.00 Homeowner's exemption	$331,400 Land $30,300 Building $301,100	$331,400 Land $30,300 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (2010–2023)
Claims Outside the SFHA	10 of 17
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

May also be available: GigFire.

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