28776 FM 2090 Rd, Splendora, TX 77372 Property Records

Montgomery County property record for 28776 FM 2090 Rd, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,472 sqft · built 1988
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$512,050 (Dec 2025)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8920-00-01200`

Property Details

APN / Parcel Number

Primary APN	`8920-00-01200`
Alternative APN	`R160742`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,472 sqft Living Area
1st Floor Area	2,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Frame
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Metal
Lot Area	217,800 sqft
View / Lot	Front
Garage Type	Carport
Garage Area	816 sqft
Carport	Carport
Carport Area	816 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	728 sqft
Deck Area	848 sqft
Patio Area	848 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28776 FM 2090 RD
City	SPLENDORA
State	TX
Zip	77372-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	SPLENDORA ESTATES, BLOCK 5, LOT 3, ACRES 5.000
Legal Subdivision	SPLENDORA ESTATES
Legal Block	5
Legal Lot Number	3
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1006
Census Tract	692803

Owner

28776 FM 2090 Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Montgomery County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Vendor's Lien, Transfer THE BRENHAM NATIONAL BANK
Dec 23, 2025	Warranty Deed, Transfer THE BRENHAM NATIONAL BANK
Aug 9, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMETRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Dec 23, 2025
Deed Document Number	2025132138
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	0000071966
Record Updated	Oct 29, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 23, 2025
Property Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814
Document Number	0000132138
Map Reference	VOL 5 PG 138
Instrument Date	Dec 22, 2025
Instrument	2025132138
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814

Mortgage

Document Number	0000132139
Date	Dec 23, 2025
Instrument	2025132139

Lender

Name	THE BRENHAM NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2040

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 23, 2025
Property Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814
Document Number	0000132137
Map Reference	VOL 5 PG 138
Instrument Date	Dec 12, 2025
Instrument	2025132137
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16837 COUNTY ROAD 2200, LOMETA, TX 76853-3900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814

Mortgage

Document Number	0000132139
Date	Dec 23, 2025
Instrument	2025132139

Lender

Name	THE BRENHAM NATIONAL BANK
Type	Bank
Address	BRENHAM, TX 77833

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2040

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 9, 2019
Property Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814
Document Number	0000071966
Map Reference	VOL 5 PG 138
Instrument Date	Aug 8, 2019
Instrument	2019071966
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PATTEN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28776 FM 2090 RD, SPLENDORA, TX 77372-4814

Mortgage

Document Number	0000071967
Date	Aug 9, 2019
Instrument	2019071967

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28776 FM 2090 Rd was $4,555, down 19.2% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,000 (-0.76%) Land $125,000 Building $360,000	$485,000 (-0.76%) Land $125,000 Building $360,000
2025	$4,555.00 (-19.18%) Homeowner's exemption Senior Citizen's exemption	$488,705 (+7.29%) Land $125,000 Building $363,705	$488,705 (-3.04%) Land $125,000 Building $363,705
2024	$5,636.00 (+1.46%) Homeowner's exemption Senior Citizen's exemption	$455,488 (+1%) Land $125,000 Building $379,016	$504,016 (-2.38%) Land $125,000 Building $379,016
2023	$5,555.00 Homeowner's exemption	$414,080 Land $125,000 Building $391,320	$516,320 Land $125,000 Building $391,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28776 FM 2090 Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28776 FM 2090 Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Optimum.

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