2877 Lazy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2877 Lazy Bear Trl, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,024 sqft · built 1987
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Apr 2026)
Tax Bill	$352 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-24-194`

Property Details

APN / Parcel Number

Primary APN	`206-24-194`

Interior

Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	64 ft deep x 16 ft wide

Location & Zoning

Street Address	2877 LAZY BEAR TRL
City	OVERGAARD
State	AZ
Zip	85933-9707
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1-10
Legal Description	HOLIDAY FOREST SUB LOT 194 1987 CAV CO 16X64 VIN# CAVAZD870054 1216/435-436
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	HOLIDAY FOREST
Legal Lot Number	194
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2008
Census Tract	964201

Owner

Source: Navajo County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 733, OVERGAARD, AZ 85933-0733
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Feb 27, 2023	Warranty Deed, Transfer PIONEER TITLE AGENCY INC
Mar 28, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	20265497
Prior Transfer Date	Mar 16, 2022
Prior Transfer Doc	0000006256
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 16, 2026
Property Address	2877 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000005497
Instrument Date	Apr 14, 2026
Instrument	20265497
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000005498,
Date	Apr 16, 2026
Instrument	20265498

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 27, 2023
Property Address	2877 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000002223
Map Reference	MB 10 PG 19
Instrument Date	Feb 15, 2023
Instrument	2023-02223
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1079, OVERGAARD, AZ 85933-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9357 W AVENIDA DEL SOL, PEORIA, AZ 85383-1137

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 28, 2022
Property Address	2877 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number	0000006256
Map Reference	MB 10 PG 19
Instrument Date	Feb 16, 2022
Instrument	2022-06256
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1079, HEBER, AZ 85928-1079

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$61,380 (-14.1%) Land $21,346 Building $40,034
2026			$71,455 (+11.54%) Land $22,781 Building $48,674
2025	$352.00 (+1.73%)	$6,407 Land $1,881 Building $4,526	$64,065 Land $18,809 Building $45,256
2024	$346.00 (+2.37%)
2023	$338.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 66% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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