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2872 Lazy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2872 Lazy Bear Trl, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details1,216 sqft · built 1992
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2022)
Tax Bill$1,173 (2025)
Deeds & MortgagesJun 2022 Transfer
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-24-216

Property Details

APN / Parcel Number

Primary APN206-24-216

Interior

Stories1 Story
Building Area1,216 sqft Living Area
1st Floor Area896 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address2872 LAZY BEAR TRL
CityOVERGAARD
StateAZ
Zip85933-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-10
Legal DescriptionHOLIDAY FOREST SUB LOT 216
Legal Range17E
Legal Township12N
Legal Section30
Legal SubdivisionHOLIDAY FOREST
Legal Lot Number216
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2008
Census Tract964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 MEADOW CV, ELGIN, TX 78621-1041
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Intrafamily Transfer, Transfer
LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Deed Document Number202211537
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAVAJO AZ
Recording DateJun 10, 2022
Property Address2872 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number0000011538
Map ReferenceMB 10 PG 19
Instrument DateJun 4, 2022
Instrument2022-11538
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 MEADOW CV, ELGIN, TX 78621-1041

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateJun 10, 2022
Property Address2872 LAZY BEAR TRL, OVERGAARD, AZ 85933-9707
Document Number0000011537
Map ReferenceMB 10 PG 19
Instrument DateMay 19, 2022
Instrument2022-11537
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26011 S CEDARCREST DR # DR8, 26011, SUN LAKES, AZ 85248-6839

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1304 MEADOW CV, ELGIN, TX 78621-1041

Mortgage

Document Number0000011539
DateJun 10, 2022
Instrument2022-11539
Lender
NameMOUNTAIN AMERICA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$201,126 (+8.29%) Land $21,346 Building $179,780
2025$1,173.00 (+4.27%)$18,573 (-4.35%) Land $1,881 Building $16,692$185,728 (-4.36%) Land $18,809 Building $166,919
2024$19,418 Land $1,710 Building $17,708$194,185 Land $17,102 Building $177,083
2023$1,125.00 (+4.85%)
2022$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 66% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7

May also be available: Conexon Connect, Sparklight, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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