St. Johns County property record for 2856 Oakgrove Ave, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,536 sqft · built 2014 |
| Lot Size | 1.08 acres (47,044 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $888,522 (Nov 2014) |
| Tax Bill | $10,746 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288104-3030 |
| Primary APN | 288104-3030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,536 sqft Living Area |
| Gross Area | 5,265 sqft |
| 1st Floor Area | 3,216 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,044 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 572 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 628 sqft |
| Deck Area | Deck Area |
| Patio Area | 2,020 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2856 OAKGROVE AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 51/81-87 SAINT JOHNS SIX MILE CREEK NORTH UNIT 4 PARCELS 19 20 24 25 26 LOT 3 BLOCK 3 OR3956/1434 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 4, |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2856 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2014 · Amount on Record |
| Deed Sale | Nov 21, 2014 · Amount on Record |
| Deed Document Number | 201468216 |
| Deed Book / Page | 3956 / 1434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2856 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2856 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107 |
| Document Number | 0062400511 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 6240/511 |
| Instrument | 2025084622 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2856 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2856 OAKGROVE AVE, SAINT AUGUSTINE, FL 32092-3107 |
| Document Number | 0051550099 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 5155/99 |
| Instrument | 2021006183 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 1, 2035 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $833,785 (+2.7%) | $1,110,635 (-1.88%) Land $340,000 Building $770,635 | |
| 2025 | $10,746.00 (+11.32%) Homeowner's exemption | $811,865 (+2.9%) | $1,131,942 (+6.32%) Land $340,000 Building $791,942 |
| 2024 | $9,653.00 (+1.86%) Homeowner's exemption | $788,984 (+3%) | $1,064,628 (+0.53%) Land $320,000 Building $744,628 |
| 2023 | $9,477.00 (+2.45%) Homeowner's exemption | $766,004 (+3%) | $1,059,053 (+2.35%) Land $316,000 Building $743,053 |
| 2022 | $9,250.00 Homeowner's exemption | $743,693 | $1,034,734 Land $302,400 Building $732,334 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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