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2876 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2876 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,222 sqft · built 2006
Lot Size0.169 acres (7,361 sqft)
OwnerIndividual Name on Record
Last Sale$427,350 (May 2024)
Tax Bill$7,628 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-26-30-4950-0001-1226

Property Details

APN / Parcel Number

Primary APN11-26-30-4950-0001-1226
Alternative APNs
  • 263011495000011226
  • 84291

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,222 sqft Living Area
Gross Area3,020 sqft
1st Floor Area1,345 sqft
Upper Floors Area877 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,361 sqft (0.169 acres)
Lot Dimensions106 ft deep x 77 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area357 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address2876 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-5026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS2
Legal DescriptionS L & I C PB B PG 2 S 92 FT OF E 110 FT OF LOT 22 LESS BEG AT SE COR OF LOT 122, W 118.17 FT, N 15 FT,E 80.62 FT TO POC, CURVE RIGHT, RAD 25 FT, CENT ANG 90 DEG, ALONG CURVE 39.32 FT, N 51.95 FT, E 12.50 FT, S 92 FT TO POB
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block1226
Legal Lot Number1226
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2057
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address401 GRAPE AVE, SAINT CLOUD, FL 34769-2532
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2024 · Amount on Record
Deed SaleMay 22, 2024 · Amount on Record
Prior SaleApr 15, 2024 · Amount on Record
Deed Document Number202467786
Deed Book / Page6604 / 2661
Prior Transfer DateDec 24, 2020
Prior Transfer Doc0059842019
Record UpdatedJun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 21, 2021
Property Address2876 MISSOURI AVE, SAINT CLOUD, FL 34769-5026
Document Number0059842019
Book / Page5984 / 2019
Map ReferenceMB B PG 2
Instrument DateDec 24, 2020
Instrument2021095899
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2876 MISSOURI AVE, SAINT CLOUD, FL 34769-5026

Mortgage

Document Number0059842025
DateJun 21, 2021
Instrument5984/2025
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,628.00 (+133.2%)$426,000 (+94.5%) Land $42,500 Building $383,500$426,000 (-4.01%) Land $42,500 Building $383,500
2024$3,271.00 (+2.7%)
2023$3,185.00 (+3.68%) Homeowner's exemption$219,022 (+3%)$443,800 (+66.09%) Land $37,500 Building $406,300
2022$3,072.00 Homeowner's exemption$212,643$267,200 Land $33,800 Building $233,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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