2850 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2850 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 847 sqft · built 1965
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Mar 2026)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Mar 2026 Sale Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-4950-0001-1227`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-4950-0001-1227`
Alternative APNs	`263011495000011227` `84292`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	847 sqft Living Area
Gross Area	944 sqft
1st Floor Area	561 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	106 ft deep x 85 ft wide

Exterior Amenities

Porch	Florida Room
Porch Area	306 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2850 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS2
Legal Description	S L & I C PB B PG 2 BEG 92 FT N OF SE COR LOT 122, CONT N 85 FT, W 110 FT, S 85 FT, E 110 FT TO POB LESS BEG SE COR LOT 122 W 12.50 FT, N 85 FT, E 12.50 FT, S 85 FT TO POB FOR RD R/W
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	1
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2057
Census Tract	43303

Owner

2850 Missouri Ave is owned by an individual who bought it in March 2026.

Source: Osceola County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	2840 MISSOURI AVE, SAINT CLOUD, FL 34769-5026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Transfer A CLEAR CHOICE T&E OF OSCEOL
Dec 27, 2019	Warranty Deed, Transfer MARY I DONALDSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Dec 27, 2019 · Amount on File
Deed Document Number	202636352
Deed Book / Page	6939 / 2459
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 19, 2026
Property Address	2850 MISSOURI AVE, SAINT CLOUD, FL 34769-5026
Document Number	0069392459
Book / Page	6939 / 2459
Instrument Date	Mar 16, 2026
Instrument	2026036352
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1920 PORTOBAGO LN, HANOVER, MD 21076-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 MISSOURI AVE, SAINT CLOUD, FL 34769-5026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 27, 2019
Property Address	2850 MISSOURI AVE, SAINT CLOUD, FL 34769-5026
Document Number	0056481122
Book / Page	005648 / 001122
Instrument Date	Dec 20, 2019
Instrument	168031
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$609.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1920 PORTOBAGO LN HANOVER MD 210761202, HANOVER, MD 21076-1202

Mortgage

Document Number	56481124
Date	Dec 27, 2019
Book Page	005648/001124
Instrument	168032

Lender

Name	MARY I DONALDSON
Address	106 SIMPSON LN, UTICA, PA 16362-2322
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	84 Months
Due	Dec 26, 2026

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Missouri Ave was $2,486, up 6.7% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+6.74%)	$164,300 Land $42,500 Building $121,800	$164,300 Land $42,500 Building $121,800
2024	$2,329.00 (+5.62%)
2023	$2,205.00 (+22.16%)	$159,900 (+46.97%) Land $42,500 Building $117,400	$159,900 (+46.97%) Land $42,500 Building $117,400
2022	$1,805.00	$108,800 Land $38,200 Building $70,600	$108,800 Land $38,200 Building $70,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2850 Missouri Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Missouri Ave is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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