2876 Dozer Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2876 Dozer Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,230 sqft · built 1965
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,775 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-3130-0008-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-3130-0008-00-1`
Alternative APN	`11-18-3130-0008-00-1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	4,230 sqft Living Area
1st Floor Area	4,230 sqft
Basement Area	2,115 sqft
Unfinished Basement	2,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Lot Area	40,293 sqft (0.925 acres)
Lot Dimensions	147 ft deep x 276 ft wide
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2876 DOZER DR
City	SAINT JOSEPH
State	MI
Zip	49085-9355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	LOTS 8 & 9 HIGH WOOD ESTATES
Legal Subdivision	HIGH WOOD ESTATES
Legal Lot Number	8-9
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1030
Census Tract	1100

Owner

2876 Dozer Dr is owned and occupied by two individuals who acquired it in September 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage STIFEL BANK & TRUST
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST
Sep 26, 2018	Trustee's Deed, Foreclosure FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018
Deed Sale	Sep 26, 2018
Prior Sale	Aug 2, 2012
Deed Book / Page	3218 / 735
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	3218000735
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03219/1435
Date	Oct 9, 2018
Book Page	3219/1435

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03315/1419
Date	Feb 26, 2021
Book Page	3315/1419

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03217/2072
Date	Sep 20, 2018
Book Page	3217/2072

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003322/230
Date	Apr 8, 2021
Book Page	3322/230

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 26, 2018
Property Address	2876 DOZER DR, SAINT JOSEPH, MI 49085-9355
Document Number	03218/0735
Book / Page	3218 / 0735
Map Reference	LB19 PG60
Instrument Date	Sep 12, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2813 W MAIN ST, KALAMAZOO, MI 49006-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2976 DOZER DR, SAINT JOSEPH, MI 49085-9301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2876 Dozer Dr was $7,775 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,500 (+2.1%)	$545,000 (+2.1%)
2025	$7,775.00 (+2.97%) Homeowner's exemption	$266,900	$533,800
2024	$7,551.00
2023		$226,100	$452,200
2022	$6,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2876 Dozer Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2876 Dozer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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