28759 E 2400th St, Prophetstown, IL 61277 Property Records

Henry County property record for 28759 E 2400th St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 736 sqft · built 1907
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,000 (Dec 2020)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-200-009`

Property Details

APN / Parcel Number

Primary APN	`04-12-200-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
1st Floor Area	736 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	28759 E 2400TH ST
City	PROPHETSTOWN
State	IL
Zip	61277-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S401 OF N1599.75 OF E250.50 NE SEC 12 T18N R4E
Legal Range	04E
Legal Township	18N
Legal Section	12
Legal Block	200
Jurisdiction	HENRY IL
Township / Civil Division	LORAINE
Census Block Group	2
Census Block	2033
Census Tract	30400

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28759 E 2400TH ST, PROPHETSTOWN, IL 61277-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 20, 2017	Deed of Trust, Mortgage · VA Mortgage VIBRANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Nov 20, 2008 · Amount on Record
Deed Document Number	20202008413
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 21, 2020
Property Address	28759 E 2400TH ST, PROPHETSTOWN, IL 61277-8818
Document Number	0000008413
Instrument Date	Dec 14, 2020
Instrument	20-2008413
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11479 RIVERDALE RD, 11479, ROCK FALLS, IL 61071-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28759 E 2400TH ST, PROPHETSTOWN, IL 61277-8818

Mortgage

Document Number	0000008414
Date	Dec 21, 2020
Instrument	20-2008414

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	28759 E 2400TH ST, PROPHETSTOWN, IL 61277-8818
Document Number	0000005602
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28759 E 2400TH ST PROPHETSTOWN IL 612778818, PROPHETSTOWN, IL 61277-8818

Mortgage

Document Number	0000005602
Date	Sep 26, 2017
Instrument	5602

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Loraine Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,292.00 (+84.63%)	$50,337 (+55.63%) Land $8,783 Building $41,554	$151,011 (+55.63%) Land $26,349 Building $124,662
2022		$32,345 Land $7,126 Building $25,219	$97,035 Land $21,378 Building $75,657
2021	$1,783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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