28453 E 2400th St, Prophetstown, IL 61277 Property Records

Henry County property record for 28453 E 2400th St, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1978
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2020)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-400-002`

Property Details

APN / Parcel Number

Primary APN	`04-12-400-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	Block
Lot Area	239,580 sqft (5.5 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	28453 E 2400TH ST
City	PROPHETSTOWN
State	IL
Zip	61277-8817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SANDHILL SUB SE SEC 12 T18N R4E
Legal Range	04E
Legal Township	18N
Legal Section	12
Legal Subdivision	SANDHILL SUB
Legal Block	400
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	LORAINE
Census Block Group	2
Census Block	2033
Census Tract	30400

Owner

Source: Henry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28453 E 2400TH ST, PROPHETSTOWN, IL 61277-8817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage IH MISSISSIPPI VALLEY CU
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	20202002528
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	28453 E 2400TH ST, PROPHETSTOWN, IL 61277-8817
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004641
Date	Sep 16, 2025
Instrument	20-2504641

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2035

Interest

Rate Type	Fixed Rate
Rate	8.94%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 5, 2020
Property Address	28453 E 2400TH ST, PROPHETSTOWN, IL 61277-8817
Document Number	0000002528
Map Reference	DOC 77R3252
Instrument Date	Apr 30, 2020
Instrument	20-2002528
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	GOMEZ TITLE & CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28453 E 2400TH ST, PROPHETSTOWN, IL 61277-8817

Mortgage

Document Number	0000002529
Date	May 5, 2020
Instrument	20-2002529

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Loraine Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,901.00 (+30.16%)	$58,416 (+16.97%) Land $14,195 Building $44,221	$175,248 (+16.97%) Land $42,585 Building $132,663
2022		$49,943 Land $11,517 Building $38,426	$149,829 Land $34,551 Building $115,278
2021	$2,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	May 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

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