Seminole County property record for 2875 Split Oak Ct, Oviedo, FL 32766 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,450 sqft Living Area |
| Lot Size | 0.392 acres |
| Occupancy | Owner Occupied |
| Last Sale | $446,200 (2005) |
| Tax Bill | $6,297.00 (2025) |
| Primary APN | 29-21-32-5RG-0000-4800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,450 sqft Living Area |
| 1st Floor | 3,118 sqft 1st Floor |
| 2nd Floor | 332 sqft 2nd Floor |
| Upper Floors | 332 sqft Upper Floors |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,106 sqft |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 780 sqft Garage |
| Pool Area | 1 sqft Pool |
|---|---|
| Patio Area | 1 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 209 sqft Porch |
| Water Feature | Water Feature |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 2875 SPLIT OAK CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-7048 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 480 LIVE OAK RESERVE UNIT THREE PB 65 PGS 1 - 14 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 29 |
| Legal Subdivision | LIVE OAK RESERVE |
| Legal Lot Number | 480 |
| Legal Unit | H |
| Jurisdiction | SEMINOLE FL |
| Minor Civil Division | OVIEDO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 21203 |
Source: Seminole County records · APN 29-21-32-5RG-0000-4800
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 01, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Apr 26, 2018 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2005 · Amount on Record |
| Deed Sale | Jun 27, 2005 · Amount on Record |
| Deed Doc Number | 2005106091 |
| Deed Book / Page | 05782 / 0056 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Document Number | 0100711415 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 10071/1415 |
| Instrument | 2021137007 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Document Number | 0089240560 |
|---|---|
| Date | Jun 01, 2017 |
| Book Page | 08924/0560 |
| Instrument | 2017054739 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096180952 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 9618/952 |
| Instrument | 2020058472 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 2875 SPLIT OAK CT, OVIEDO, FL 32766-7048 |
| Document Number | 0091220184 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2875 SPLIT OAK CT OVIEDO FL 327667048, OVIEDO, FL 32766-7048 |
| Document Number | 0091220184 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 009122/000184 |
| Instrument | 48646 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 16% |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,297.00 (+14.2%) Homeowner's exemption | $406,218 (+5.99%) | $740,705 (+10.45%) Land $158,000 Building $582,705 |
| 2023 | $5,514.00 (+2.68%) Homeowner's exemption | $383,272 (+3%) | $670,600 (+7.85%) Land $139,000 Building $531,600 |
| 2022 | $5,370.00 Homeowner's exemption | $372,109 | $621,800 Land $115,000 Building $506,800 |
Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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