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2865 Split Oak Ct, Oviedo, FL 32766 Property Records

Seminole County property record for 2865 Split Oak Ct, Oviedo, FL 32766 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage3,120 sqft Living Area
Lot Size0.332 acres
OccupancyOwner Occupied
Last Sale$505,000 (2019)
Tax Bill$7,322.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-21-32-5RG-0000-4790

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area3,120 sqft Living Area
1st Floor2,694 sqft 1st Floor
2nd Floor426 sqft 2nd Floor
Upper Floors426 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,464 sqft
Parking Spaces2 Parking Spaces
Garage Area653 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area512 sqft Patio
Porch1 Porch
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address2865 SPLIT OAK CT
CityOVIEDO
StateFL
Zip32766-7048
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 479 LIVE OAK RESERVE UNIT THREE PB 65 PGS 1 - 14
Legal Range32E
Legal Township21S
Legal Section29
Legal SubdivisionLIVE OAK RESERVE
Legal Lot Number479
Legal UnitH
JurisdictionSEMINOLE FL
Minor Civil DivisionOVIEDO
Census Blockgroup1
Census Block1000
Census Tract21203

Owner

Source: Seminole County records · APN 29-21-32-5RG-0000-4790

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2865 SPLIT OAK CT, OVIEDO, FL 32766-7048
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MTG CORP ISAOA
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleMar 10, 2016 · Amount on Record
Deed Doc Number2019032535
Deed Book / Page09323 / 1642
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address2865 SPLIT OAK CT, OVIEDO, FL 32766-7048
Document Number0096771467
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2865 SPLIT OAK CT OVIEDO FL 327667048, OVIEDO, FL 32766-7048

Mortgage

Document Number0096771467
DateAug 14, 2020
Book Page009677/001467
Instrument88753
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 29, 2019
Property Address2865 SPLIT OAK CT, OVIEDO, FL 32766-7048
Document Number0093231642
Book / Page09323 / 1642
Map ReferenceMB 65 PG 1-14
Instrument DateMar 26, 2019
Instrument2019032535
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7802 S 96TH BAY, 7802, LINCOLN, NE 68526-1033

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number2019032536
DateMar 29, 2019
Instrument2019032536
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,322.00 (+14.32%) Homeowner's exemption$465,591 (+5.99%)$681,440 (+11.48%) Land $158,000 Building $523,440
2023$6,405.00 (+2.63%) Homeowner's exemption$439,290 (+3%)$611,241 (+8.19%) Land $139,000 Building $472,241
2022$6,241.00 Homeowner's exemption$426,495$564,959 Land $115,000 Building $449,959

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 272 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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